We are purchasing our first house. Our conveyancing practitioner has e-mailedto enquire if we want to purchase extra conveyancing searches. We are really unsure what's needed for conveyancing in Frenchay
The quantity and type of Frenchay conveyancing searches depends primarily on the premises, the location, the likelihood of any of these risks, your knowledge of the area and risks, your overall approach to risk. What matters is that you adequately understand what information each search could supply. Then you can make a decision if you personally think you need that search. Should you be unsure, ask your conveyancing practitioner to advise.
My father advised me that in buying a property in Frenchay there could be various restrictions preventing external alterations to the property. Is this right?
There are anumerous of properties in Frenchay which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Frenchay should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My offer was accepted on a house in Frenchay on 25/3/2026, valuation was booked five days after, received a clean bill of health. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Are Co-operative entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
Clydesdale have agreed my mortgage in principle, my offer on a apartment in Frenchay has been agreed to, what are the next steps?
Your property agent will wish to know who your solicitors are (be sure the solicitors are on the bank’s approved list). Call up Clydesdale or your broker and complete any relevant forms. Clydesdale will instruct a valuer who will get in contact with the selling agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes on average a week for the mortgage offer to be issued. Clydesdale will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Frenchay.
I purchased a 4 bedroom Victorian house in Frenchay. Conveyancing solicitor acted for me and Skipton Building Society. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Frenchay and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing practitioner who completed the work.
I'm buying my first flat in Frenchay benefiting from help to buy. The developers refused to move on the amount so I negotiated £7000 of extras instead. The sale representative suggested that I not disclose to my lawyer about the side-deal as it could impact my loan with Norwich and Peterborough Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey done on a house in Frenchay ahead of appointing lawyers. I have been told that there is a flying freehold element to the house. Our surveyor has said that some lenders may not give a mortgage on such a house.
It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. Should you wish to call us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Frenchay. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it the case that all Frenchay law firms on every lender conveyancing panel?
You can use our search tool or you can pop into your local lender branch in Frenchay. the probability is that they can recommend conveyancing solicitors in Frenchay