Me and my fiance are buying a 1 bedroom apartment in Filton with a mortgage. We have a Filton conveyancer, however the lender says he's not on their "panel". We have to appoint one of the lender panel solicitors or retain our Filton lawyer and pay for one of their panel ones to act for them. We regard this is inequitable; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Filton conveyancing solicitor to apply to be on the conveyancing panel.
I have 7378 less than 75 years remaining on my lease and need a lease extension for my flat in Filton. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 30/1/2026 the requirements read as follows :
What is the difference between a licensed conveyancer and conveyancing solicitor in Filton
There are many registered licenced Conveyancers in Filton and Solicitor practices in Filton who provide Conveyancing services It is important to make clear that the two are regulated professionals specialising in the legal aspects of the home buying process. Both can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
When it comes to mortgage companies such as Yorkshire BS, do Filton conveyancing practitioners face an annual charge to be on the conveyancing panel?
We are unaware of any mortgage company fees to be on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
Is it the case that all Filton solicitor practices on the Nottingham conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Nottingham conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Some lenders do allow licenced conveyancers on their panel and in such a situation the firms would be regulated by the CLC.
In what way does the Landlord & Tenant Act 1954 impact my business property in Filton and how can you help?
The particular law that you refer to provides a safeguard to business tenants, giving them the a statutory right to apply to court for a renewal lease and continue in occupation when the lease comes to an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and handle your commercial conveyancing in Filton
My father-in-law has suggested that I instruct his conveyancing solicitors in Filton. Do I take his advice?
Much as we are happy to recommend a Filton conveyancing lawyer the ideal way to select a conveyancing practitioner is to get recommendations from friends or relatives who have experience in using the firm that you are considering.
I am hoping to put an offer on a small detached house that seems to be perfect, at a reasonable price which is making it more attractive. I have just found out that it's a leasehold rather than freehold. I would have thought that there are issues purchasing a house with a leasehold title in Filton. Conveyancing solicitors have not yet been appointed. Will they explain the issues?
The majority of houses in Filton are freehold and not leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can assist with the conveyancing process. it is apparent that you are buying in Filton in which case you should be shopping around for a Filton conveyancing practitioner and check that they have experience in dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a lessee you will not be at liberty to do whatever you want to the property. The lease comes with conditions for example requiring the landlord’spermission to carry out changes to the property. It may be necessary to pay a maintenance charge towards the upkeep of the estate where the property is part of an estate. Your solicitor should advise you fully on all the issues.
Leasehold Conveyancing in Filton - A selection of Queries Prior to Purchasing
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It is important to be aware whether redecorating or some other major work is anticipated that will be shared between the tenants and will dramatically impact the level of the maintenance charges or necessitate a one off payment. Please tell me if there are any major works on the horizon that will increase the maintenance costs? It would be sensible to investigate if there is anything that is prohibited in the lease. For example it is fairly common in Filton leases that pets are not allowed in certain buildings in Filton. If you love the propertyin Filton but your dog can’t move with you then you have a very hard decision.