My house in Easton is up for sale and I have a buyer. Will my solicitor have to be on the UBS conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently in recent years.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Easton?
There are two types of lawyers who can do conveyancing in Easton namely licenced conveyancers or solicitors. The two can administer conveyancing services that you need to complete the sale or purchase of property. They are both required to execute Easton conveyancing on similar quality and guidelines so you can be safe in the knowledge that your conveyancing will be professionally carried out and that the necessary procedures should be appropriately adhered to.
We have agreed to purchase a house in Easton. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Barclays be concerned?
Given that your lender is Barclays your lawyer must check the conveyancing instructions set out in Section 2 of UK Finance Lenders’ Handbook for Barclays. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and lawyers are required to report to Barclays where a lease fails to satisfy these conditions. The provisions relate to the installation of panels on properties nationwide and is not limited to Easton.
I have instructed a Easton property lawyer having checked that they are on the Principality conveyancing panel. Does my lawyer arrange the survey of the property?
Principality will need an independent valuation of the property. Your lawyer will not arrange this. Usually Principality will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Easton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Do I need to pay for insurance to address the risk of chancel repairs when purchasing a property in Easton?
Unless a previous purchase of the premises completed post 12 October 2013 you can assume that lawyers conducting conveyancing in Easton to continue to recommend a chancel search and or chancel repair liability policy.
Is it possible to change conveyancer as I have to instruct one who is on the HSBC Bank conveyancing list. I was using a local conveyancing solicitor in Easton round the corner but the firm is not accepted by HSBC Bank
We will our best to assist in finding you a conveyancing solicitor in Easton on the HSBC Bank panel. Please note that the conveyancers that we work with do not pay us fee if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Easton. Using the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Easton.
My husband and I are novice buyers - had an offer accepted, but the estate agent informed us that the seller will only move forward if we appoint the agent's recommended conveyancers as they want a ‘quick sale’. My instinct tells me that we should use a local solicitor with experience of conveyancing in Easton
We suspect that the seller is not behind this demand. Should the owner want ‘a quick sale', turning down a motivated purchaser is likely to cause more damage than good. Avoid the agents and go straight to the sellers and make sure they understand (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you are going to instruct your preferred Easton conveyancing firm - rather thanthe ones that will give the estate agent a commission or achieve conveyancing figures demanded by head office.
22 days into a sale of a flat in Easton. Conveyancing is fine but we are being charged a fortune from the landlord. So far we have forked out £275 for a leasehold management pack and then another £134.40 for answers to queries raised by the purchaser's property lawyer.
You will not have any say over the extent of the bill for this information but the typical fee for the information for Easton leasehold premises is £360. When it comes to Easton conveyancing transactions it is standard for the owner to cover the charges. The freeholder or their agents are not duty bound to answer these questions although many will be content to do so - albeit often at high prices where the fees bear little relation to the work involved. Unfortunately there is no legislation that mandates set fees for administrative tasks. There is no prescriptive time limit by which they are duty bound to provide answers.