My financial adviser requires my Hanham lawyer’ panel reference for the Nationwide conveyancing panel. Can you suggest how I find this out. I have contacted my local Hanham office but they have not responded to me.
The sensible thing to do is ask for this information from your Hanham conveyancer . They maintain a central record lender panel numbers.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Hanham. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/5/2022, the requirements read as follows :
I am downsizing from our home in Hanham and according to the buyers it appears that there is a possibility that the property was built on contaminated land. A local conveyancer would know that there is no such problem. It does beg the question why the buyers instructed a factory type conveyancing outfit as opposed to a conveyancing solicitor in Hanham. We have lived in Hanham for many years we know that this is a non issue. Do we contact our local Authority to seek clarification need.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I used Wolstenholmes a few years past for my conveyancing in Hanham. Now, I need my documents but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hanham of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold issue on a property I have offered on last month in what should have been a simple, chain free conveyancing. Hanham is the location of the property. What do you suggest?
Flying freeholds in Hanham are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hanham you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hanham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Am I right to be wary by brokers that I am dealing with are recommending an internet conveyancing firm as opposed to a local Hanham conveyancing company?
As with lots of professional services, often input from family and friends can be most helpful. Yet there are numerous players in a conveyancing matter; estate agents, financial adviser and lenders might all recommend solicitors to use. Sometimes the solicitors might be known to one of the organisations as one of the best in their field, but sometimes there might be a financial incentive behind the endorsement. You have the right to select your preferred lawyer. However, bear in mind that some banks have an approved list of lawyers you are obliged to use for the lender aspect of your transaction.