Can you recommend a Halifax approved Frampton Cotterell conveyancing lawyer who can have us moved in within 28 days? Would it be better to use a high street Frampton Cotterell solicitor or an online comparison site?
We can recommend some very good Frampton Cotterell conveyancing firms. You can also walk up the main road in Frampton Cotterell. Go in to two or three firms and request to see a conveyancing solicitor for a fee estimate. Discuss your expectations together with the reasons and ask for an assurance on your deadline. Select the lawyer that you trust.
What does my ID and proof of funds have anything to do with my conveyancing in Frampton Cotterell? Is this really necessary?
Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to verify the identity of the potential client they are dealing with prior to agreeing to accepting their conveyancing retainer. The Terms of Engagement that you are required to sign should confirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you are unwilling to provide identification documents, your conveyancer will not be able to take you on as a client.
We had chosen conveyancers with offices in Frampton Cotterell on the TSB solicitor approved list. They are now charging me a further sum for handling the TSB mortgage. Is this an additional conveyancing fee set by TSB?
Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your solicitor can levy a fee for this. The fee is not dictated by TSB but by your Frampton Cotterell solicitor. Some firms on the TSB panel will quote ’dealing with mortgage’ fee and others do not.
Completion of my purchase has taken place for my property in Frampton Cotterell. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I've read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Frampton Cotterell solicitor - who is on the UBS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Frampton Cotterell postcode. As you are getting a mortgage with UBS, you could contact them to see if they have a list of approved surveyors in Frampton Cotterell.
I have recentlybecome aware that Arc property Solicitors have been shut down. They carried out my conveyancing in Frampton Cotterell for a purchase of a freehold house 18 months ago. How can I establish that my home is in my name in the name of the previous owner?
The easiest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Frampton Cotterell conveyancing specialists.
In what way does the Landlord & Tenant Act 1954 impact my commercial premises in Frampton Cotterell and how can your lawyers assist?
The particular law that you refer to affords a safeguard to commercial lessees, giving them the right to apply to court for a continuation of occupancy when the lease reaches an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Frampton Cotterell is one of our many areas of the UK in which the firms we work with are located
I need to find a conveyancing solicitor for freehold conveyancing in Frampton Cotterell. I have land on a web site which looks to be the ideal answer If it is possible to get all this stuff done via phone that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?