We're in Chepstow, FTBs purchasing with a mortgage (lender is Co-operative , and our solicitor is on the Co-operative conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Co-operative conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
My aunt informed me that in purchasing a property in Chepstow there could be a number of restrictions preventing external alterations to a property. Is this right?
We are aware of a number of properties in Chepstow which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Chepstow should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
When it comes to mortgage companies such as Nottingham, do Chepstow lawyers have to pay an annual charge to be on the list of approved solicitors?
We are unaware of any lender fees to be on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
We were going to get a AIP from Skipton this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Skipton recommend any Chepstow solicitors on the Skipton conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Chepstow solicitors independently although you'll need to choose one on the Skipton conveyancing panel. The solicitor represents both you and Skipton through the process.
We are close to exchanging contracts on the sale of our property in Chepstow and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A local lawyer would know this is not the case. It does beg the question why the purchasers used a factory type conveyancing practice rather than a conveyancing solicitor in Chepstow. Having lived in Chepstow for many years we know that this is a non issue. Should we get in touch with our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I have been advised by a number of estate agents in Chepstow to find a solicitor on your site. What’s the financial advantage for Estate Agents to recommend your site rather than another?
We refuse to offer any financial incentive for directing people our way. We found it would be just too difficult to pay a commission as members of the public would think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.
In sourcing the internet for the phrase on line conveyancing in Chepstow it reveals many property lawyerslocally. How do I determine which is the suitable solicitor for my move?
The best method of finding the right conveyancer is via trusted recommendation, so ask friends and family who have bought a property in Chepstow or a local estate agent or financial adviser. Fees for conveyancing in Chepstow vary, so it's advisable to request at least four estimates from varying types of conveyancers. Dont forget to clarify that the charges are guaranteed not to increase.
I yesterday found out that one of the directors of the firm undertaking the purchase conveyancing in Chepstow is an uncle of the vendor. Is this permitted?
On the basis that no conflict arises this is allowable. If you are obtaining mortgage finance then the mortgage company may have a say as many mortgage companies have specific instructions on this. For example for Santander A&L as of 5/3/2026, the requirements read as follows :