We are planning to purchase with Earl Shilton BS. We have called around locally yet am unable to find a Henbury conveyancing firm on the Earl Shilton BS panel. Could you assist?
You should take advantage of the search tool on this page. Please choose the lender and type Henbury or your location and you will discover numerous conveyancers offices in Henbury or by proximity to you.
We previously instructed conveyancing lawyers based in Henbury on the Skipton solicitor approved list. They are now charging me a further fee for dealing with the Skipton mortgage. Is this a supplemental conveyancing fee set by Skipton?
Provided it is contained in their Terms and Conditions or estimate then yes your conveyancing practitioner is entitled to charge a fee for this. This fee is not set by Skipton but by your Henbury conveyancing practitioner. Plenty of firms on the Skipton panel will charge ’dealing with mortgage’ fee but plenty of firms incorporate it on their overall fee.
I was told four weeks ago that my mortgage has been agreed to by Santander. Is it usual for Santander to only issue the offer once my solicitor in Henbury is approved on their conveyancing panel? Santander have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
My sealed bid on a semi in Henbury has been agreed to, the owners do however have a tied purchase. The vendors have placed an offer on a property, however it’s not been accepted yet, and have viewings of other flats booked. I have chosen a bricks and mortar conveyancing solicitor in Henbury. What should be my next step? At what point do I apply for the mortgage with UBS?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of one thousand pounds, then survey, Henbury conveyancing search fees, etc). The first course of action is to check that your conveyancing practitioner is on the UBS approved list. Concerning the subsequent phase this very much dictated by the uniqueness of your transaction, desire for this property and on the state of the market. During a hot market many home buyers would apply for a home loan with UBS and pay for the valuation and only if it was satisfactory would they ask their lawyer to press on with searches.
Are there restrictive covenants that are commonly picked up during conveyancing in Henbury?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Henbury. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I have been on the look out for a ground for flat up to £245,000 and identified one near me in Henbury I like with open areas and station nearby, however it only has 51 remaining years left on the lease. There is not much else in Henbury for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you need a home loan that many years may be problematic. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.
Is it best to choose a Henbury conveyancing practitioner based in the vicinity that I am purchasing? We have a good friend who can carry out the conveyancing but his firm is located a couple of hundredkilometers away.
The benefit of a high street Henbury conveyancing practice is that you can drop in to execute paperwork, hand in your identification documents and pester them where appropriate. Having local Henbury know how is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and the majority were content that should trump using an unfamiliar Henbury conveyancing solicitor solely due to them being based in the area.
I am not able to travel my Henbury conveyancing solicitors office to execute documents connected to my conveyancing in Henbury – is this a problem?
You need not be concerned. Henbury conveyancing lawyers can handle conveyancing transactions for clients across the country. You are unlikely to be required to meet your lawyer in the flesh at a Henbury conveyancers office. Almost all solicitor can undertake everything via phone, post and email - whatever works for you.