Our solicitor has identified a a problem with the lease for the property we are buying in Avonmouth. The other side have suggested defective title insurance as a solution. We are content with insurance and will cover the costs. Our conveyancing practitioner says that he must be satisfied that the mortgage company is content with this solution. Are we the client or is the lender?
Even though you have a mortgage offer from the bank does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the bank are the client. These conveyancing instructions have to be complied with.
When will exchange of contracts occur in purchase conveyancing in Avonmouth and do I need to attend the solicitors office?
Where you are local to one of the conveyancing solicitors in Avonmouth you are invited in to sign documents. However, the law practices we recommend provide a nationwide conveyancing service and give as equally detailed and professional a job for you when communicating with you by post or email. The signing of the contract is not when everything is set in stone. A signed contract is just a prerequisite for the firm to officially exchange when the time is right, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where an extended "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Avonmouth)to be in the office at the appropriate time.
We had selected solicitors located in Avonmouth on the Virgin Money solicitor panel. They have just invoiced me an additional sum for dealing with the Virgin Money mortgage. Is this a supplemental conveyancing fee specified by Virgin Money?
Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your solicitor can charge a fee for this. The fee is not dictated by Virgin Money but by your Avonmouth solicitor. Numerous firms on the Virgin Money panel will charge ’dealing with mortgage’ fee and others do not.
My wife and I are in the process of viewing flats in Avonmouth and I am now considering a potential offer. Is it wise to have my property lawyer on ‘stand by’? I intend to finance via a home loan with Santander.
It would be wise to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are taking out a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.
I had an offer accepted on a property in Avonmouth on 17/9/2025, valuation was booked 3 days later, received a clean bill of health. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
We are purchasing a property and the conveyancer has identified Chancel Repair to which the property could be obligated to pay as it falls into the area of such a church. He has mentioned insurance. Is this strictly necessary for conveyancing in Avonmouth
Unless a prior purchase of the property completed post 12 October 2013 you can take it that solicitors carrying out conveyancing in Avonmouth to continue to recommend a chancel search and or insurance against a claim.
I am selling my house. My past lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Avonmouth if that makes things easier.
Please use our search tool to help you find a solicitor for your conveyancing in Avonmouth. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
For various reasons I cannot get to my Avonmouth conveyancing lawyers office to execute documents for conveyancing in Avonmouth – will this be an issue?
You need not be concerned. Avonmouth conveyancing solicitors can handle home moves for clients who are based anywhere. It is not necessary for you to be able to meet your lawyer in the flesh at a Avonmouth conveyancers office. Almost all property lawyer can deal with everything via post, email, telephone and fax.