We wanted to use a property lawyer in Sea Mills for our house move. Our broker informed us that our bank Halifax won't deal with them. Why is this not regarded as unfair competition?
Mortgage Companies on the whole imposes restrictions either the category or the number of conveyancing solicitors on their member panel. A common example of such restriction(s) being that a law practice must have two or more partners. In addition to restricting the type of firm, some have limited the number of solicitor practices they allow to act for them. Be aware that Halifax have no responsibility for the quality of advice provided by any member of Halifax Conveyancer Panel. Mortgage fraud was a primary driver in the reduction of conveyancing panels a few years ago even though there are mixed views concerning the extent of solicitor engagement in some of that fraud. Figures from the Land Registry indicate that plenty of law firms, including some in or near Sea Mills only perform very few conveyances a year.
Can you point me to a directory of Santander panel solicitors in Sea Mills on the Building Society Association’s Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. Very few mortgage companies make their panel listings available over the internet. If you are in need of a Sea Mills lawyer on the Santander please use our facility.
I am currently in the process of buying my council flat in Sea Mills. I have a mortgage agreed with Barclays. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
After what feels like an age I have had an offer on an apartment in Sea Mills agreed to, the sellers do however have a tied purchase. The sellers have placed an offer on a property, but it’s not yet tied up, and have viewings of other apartments in the pipeline. I have chosen a nearby conveyancing solicitor in Sea Mills. What should be my next step? At what point should I apply for the mortgage with Nottingham?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses too early (home loan application is approx one thousand pounds, then survey, Sea Mills conveyancing search costs, etc). First, you should ensure that your conveyancer is on the Nottingham conveyancing panel. As to the next steps this very much depends on the circumstances of your transaction, attraction to the property and on the state of the market. During a buoyant market the majority of buyers will apply for the mortgage with Nottingham and pay for the valuation and only if it was satisfactory would they pay their lawyer to proceed with searches.
Are there restrictive covenants that are commonly identified as part of conveyancing in Sea Mills?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Sea Mills. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build flat in Sea Mills. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Sea Mills
Forfeiture - bankruptcy or liquidation must not apply under this provision. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Are there any apps to help identify a Sea Mills law firm on the Barclays Direct conveyancing panel? I am a keen cyclist and am willing to travel upto 20kilometers to meet the conveyancer.
Feel free to make use of the search on this website. Please select a mortgage company and your location and you will see a number of Sea Mills conveyancing lawyers located nearest you. We have detailed some Sea Mills conveyancing firms at the bottom of this page and you can ring them to see if they are on the Barclays Direct approved list
My partner has encouraged me to appoint his conveyancing solicitors in Sea Mills. Should I find my own conveyancer?
Much as we are happy to recommend a Sea Mills conveyancing lawyer it’s preferable to find a conveyancing solicitor is to get referrals from friends or relatives who have experience in using the solicitor you're considering.