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Conveyancing in Gosport : Keep it Local

Reasons to use our Gosport conveyancing solicitors

  • 1 Gosport property lawyers have a crucial edge when it comes to Gosport conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other matters that will affect your conveyancing
  • 2 Using a local Solicitor generally results in a more personalised service. Online forums bear testimony to the idea that in using a large conveyancing firm, you tend to be looked after by a team of people who check what is happening on the file by determining whether the ‘computers says no’.
  • 3 Regardless alternative lawyers advise it may be important to pop into your solicitor to execute documents. There are enough parties with an interest in a conveyancing transaction without having to add Royal Mail into the pot.
  • 4 Experience means that Gosport lawyer have established valuable links with Gosport local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all concerned in the process of handling your house sale or purchase in Gosport.
  • 5 The Gosport conveyancing practitioners that are identified are committed to supplying the most cost, efficient and accessible conveyancing service to purchasers, sellers and investors in Gosport

Examples of recent conveyancing in Gosport since August 2020*

Recently asked questions about conveyancing in Gosport

My wife and I are planning to buy a home in Gosport and have instructed a Gosport conveyancing firm. Within the past 48 hours our property lawyer has sent a preliminary report and documents to look through with the expectation that exchange is imminent. Virgin Money have this evening contacted us to inform me that they have now hit a problem as our Gosport conveyancer is not on their conveyancing panel. What do we do from here?

If you are buying a property needing a mortgage it is normal for the purchasers' lawyers to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyer should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel as you are at liberty to use your preferred Gosport lawyers, in which case it will likely add costs, and it will likely delay the transaction as you are adding another lawyer into the mix.

My grandfather passed away six months ago and as sole heir and executor I was left the property in Gosport. The house had a relatively small loan left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this allowed?

Given you intend to re-mortgage then Kent Reliance will insist on your using a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.

I appreciate that there are debates on Chancel Insurance on online forums. Do I need this when purchasing a house in Gosport? or I am told that there is a law dating back centuries that could mean that homeowners residing in a parish church boundary may be liable to contribute towards maintenance towards the chancel within the church. Is this a legitimate concern for conveyancing in Gosport?

Unless a previous acquisition of the premises completed after 12 October 2013 you could take it that conveyancing practitioners delivering conveyancing in Gosport to continue to recommend a chancel search and or chancel repair liability insurance.

It has been four months following my purchase conveyancing in Gosport concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

My husband and I are one month into a residential purchase having been referred to a firm by the estate agent to handle our conveyancing in Gosport. I am am very disappointed with the quality of service. Could you help me find new lawyers?

They would have to be really poor in order to consider diss instructing them. Has the mortgage been issued? If so you need to advise them of the new conveyancer and ensure the offer are re-sent. The solicitor ideally should be on the lenders approved list to avoid escalating costs and delays. So that should be your first question of the new lawyers. The find a solicitor tool will assist you in finding a bank approved lawyer for your conveyancing in Gosport

Why do Gosport conveyancing costs differ for leasehold and freehold properties?

Inevitably there is more work involved in leasehold conveyancing. Gosport has many leasehold properties. There is more time involved in the purchase: for example, the lease and leasehold information (including current service charge, ground rent and buildings insurance details) obtained from the freeholder or managing agents. There are strict criteria that the lease must meet in order to be acceptable to a mortgage company. If it does not meet these requirements, the lease must be amended, which can involve additional expense for the seller.

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Sample of conveyancing solicitors in Gosport regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Gosport but also conveyancing throughout England and Wales.

  • Kingswell Berney Limited, 9 Stoke Road, Gosport, Hampshire, PO12 1LT
  • Donnelly & Elliott Ltd, 38 Stoke Road, Gosport, Hampshire, PO12 1JG
  • Large & Gibson, Kent House, 49 Kent Road, Portsmouth, Hampshire, PO5 3EJ
  • Bramsdon & Childs, 141 Elm Grove, Southsea, Hampshire, PO5 1HR
  • Woodgate & Co, 95-97 Palmerston Road, Southsea, Hampshire, PO5 3PR

Commercial Conveyancing solicitors in Gosport regulated by the SRA

The firms listed below are a small selection of solicitors in Gosport with expertise in commercial conveyancing in Gosport. This should include advice on granting a lease to a commercial tenant
  • Kingswell Berney Limited, 9 Stoke Road, Gosport, Hampshire, PO12 1LT
  • Donnelly & Elliott Ltd, 38 Stoke Road, Gosport, Hampshire, PO12 1JG
  • Large & Gibson, Kent House, 49 Kent Road, Portsmouth, Hampshire, PO5 3EJ
  • Bramsdon & Childs, 141 Elm Grove, Southsea, Hampshire, PO5 1HR
  • Gurney-champion & Co, Champion House, 104 Victoria Road North, Southsea, Portsmouth, Hampshire, PO5 1QE

Planning law solicitors in Gosport regulated by the Solicitors Regulation Authority

The firms listed below are a small selection of solicitors in Gosport with expertise in planning law. The solicitors can give expert legal advice on all aspects of planning, including planning applications and appeals
  • Saulet Townsend Limited, Froddington House, Cumberland Business Centre, Northumberland Road, Southsea, Hampshire, PO5 1DS
  • Coffin Mew Llp, 1000 Lakeside, North Harbour, Portsmouth, Hampshire, PO6 3EN
  • Blake Morgan Llp, Harbour Court, Compass Road, Portsmouth, Hampshire, PO6 4ST
  • Blake Lapthorn, Harbour Court, Compass Road, Portsmouth, Hampshire, PO6 4ST
  • Blake Morgan Group Llp, Harbour Court, Compass Road, Portsmouth, Hampshire, PO6 4ST

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.