Are the Crowthorne conveyancing solicitors identified as being on the Principality conveyancing panel, together with their details provided by Principality?
Crowthorne conveyancing firms themselves provide us confirmation that they are on the Principality conveyancing panel as opposed to being supplied with a list from Principality directly.
We are purchasing a 3 bedroom semi in Crowthorne. We would like to carry out a loft conversion at the house.Will the conveyancing process involve checks to determine if these works were previously refused?
Your solicitor will review the registered title as conveyancing in Crowthorne can sometimes reveal restrictions in the title deeds which prevent categories of works or necessitated the consent of another owner. Many works call for local authority planning permissions and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
When it comes to mortgage companies such as Skipton, do Crowthorne conveyancers face a fee to be on the list of approved solicitors?
We are not aware of any bank fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
I have paid off my mortgage with Skipton. I assume I don't need a Crowthorne solicitor on the Skipton panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
I have todayfound out that Arc property Solicitors have been shut down. They conducted my conveyancing in Crowthorne for a purchase of a leasehold apartment 9 months ago. How can I be sure that the property is not still registered in the name of the former proprietor?
The easiest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Crowthorne conveyancing specialists.
How does conveyancing in Crowthorne differ for new build properties?
Most buyers of new build residence in Crowthorne come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is completed. This is because builders in Crowthorne usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Crowthorne or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a house in Crowthorne before appointing solicitors. I have been informed that there is a flying freehold element to the property. The surveyor has said that some lenders tend refuse to grant a loan on this type of property.
It varies from the lender to lender. Santander has different instructions for example to Birmingham Midshires. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Crowthorne. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Crowthorne to see if the conveyancing costs will increase in light of this.
Can I determine who is the owner of a property in Crowthorne?
Provided the property is recorded at HM Land Registry, and you have requisite details of the location of the premises, you should be able to view details from the HM Land Registry of the registered proprietor for a for less than a fiver.