My previous conveyancer has sent a quote for £1350 for no move no fee conveyancing in Crowthorne. I am looking to sell a Georgian house for £175,000. This sounds expensive. Is it in excess of what I should be paying for conveyancing in Crowthorne?
The quote is slightly on the expensive side. Where you are prepared to invest time scrutinising quotes you could trim some of the cost by say a hundred pounds. That being said, you couldlive to rue choosing an an untested lawyer. Remember to enquire that the conveyancer can act for your bank. Do employ our search tool to locate a Crowthorne conveyancing company on the banks member panel which can often include conveyancing solicitors in Crowthorne.
I am buying a semi-detached house in Crowthorne. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Crowthorne you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Crowthorne.
Is there a list of RBS panel conveyancers in Crowthorne on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings viewable over the internet. Where you are in need of a Crowthorne solicitor on the RBS please make the most of our tool.
We expect to receive a AIP from HSBC this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do HSBC recommend any Crowthorne solicitors on the HSBC conveyancing panel, or is it better to go independently?
You will need to appoint Crowthorne solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.
After shopping around on the internet I have found a Crowthorne conveyancing practitioner having checked that they are on the RBS conveyancing panel. Does my lawyer arrange the survey of the property?
RBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually RBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Crowthorne surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Are there restrictive covenants that are commonly identified during conveyancing in Crowthorne?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Crowthorne. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a straight forward, no chain conveyancing. Crowthorne is where the house is located. Is there any guidance you can impart?
Flying freeholds in Crowthorne are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Crowthorne you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Crowthorne may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I'm refinancing my existing home to a buy to let loan with Barclays Direct and intend to use the remaining equity towards another property. The area we are interested in is Crowthorne. Will your conveyancers be able to act for the two mortgage companies and link together the two deals?
Make use of our search tool on this site to ensure that the conveyancers are approved by both mortgage companies. Having checked that they are the lawyer will be able to tie up the two transactions but you should talk with you lawyer and communicate your expectations and requirements.