I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Ash. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/1/2026, the requirements read as follows :
I am assisting my sister sell her property in Ash. Will the conveyancing solicitor commission the EPC or should I organise this?
After the abolition of HIPs, EPC’s remained a required element of selling a property. An energy performance certificate should be to hand before the property is put on the market. This is not something that solicitors normally arrange. Where you are using a Ash conveyancing lawyer they may be able to arrange energy assessments given their contacts with reputable Ash assessors
Forgive me if this question is silly but I am new to the house moving as a 1st time purchaser of a garden flat in Ash. Do I collect the keys to the property on the completion date from my solicitor? If this is the case, I will use a High Street conveyancing solicitor in Ash?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's conveyancers, and once they have received this, you will be able to collect the keys from the property Agents and move into your new home. Usually this occurs early afternoon.
Two weeks ago we had a mortgage agreed in principle with Santander. Ash conveyancing lawyers have been appointed. How long does it take for Santander to issue the offer to the conveyancer?
There is no definitive answer here. Have Santander conducted the survey? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We are purchasing a property and the conveyancer has mentioned Chancel Repair to which the house could be obligated to pay as it falls into the area of such a church. She has mentioned insurance. Is this really warranted for conveyancing in Ash
Unless a previous purchase of the house took place post 12 October 2013 you can expect lawyers delivering conveyancing in Ash to remain encouraging a chancel search and or chancel repair liability policy.
The deeds to my property can not be found. The solicitors who handled the conveyancing in Ash 4 years ago are no longer around. Will I be able to sell the house?
You no longer need to hold title original deeds to establish that you own the land or property, as the Land Registry hold details of all registered land or property electronically.
I am looking for a flat up to £235,500 and identified one near me in Ash I like with amenity areas and transport links nearby, the downside is that it's only got 49 years on the lease. There is not much else in Ash suitable, so just wondered if I would be making a grave error acquiring a short lease?
Should you need a home loan the remaining unexpired lease term will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this matter.
We are in the process of a leasehold sale of a flat in Ash. Conveyancing is fine but we have been asked to pay an extortionate amount from the managing agents. To date we have paid £268 for a leasehold management pack and then a further £200 plus VAT for supplemental questions raised by the buyers property lawyer.
Neither you or your lawyer will have any sway over the level of the bill for this information however the typical fee for the information for Ash leasehold premises is £355. When it comes to Ash conveyancing sales it is standard for the owner to cover the charges. The freeholder or their agents are not duty bound to answer these questions most will be willing to do so - albeit often at exorbitant prices out of proportion to the work involved. Regretfully there is no statute that requires set charges for administrative tasks. There is no prescriptive time limit by which they are obliged to issue the information.