I am due to complete buying a house in Bracknell but as a consequence of wreckage from the recent storms I have was able negotiate reparation from the vendor of £2k taking the form of a reduction in the price. I had intended this to be dealt with as part of the conveyancing process however Clydesdale are not allowing this. Why were they approached?
Any solicitor that is on a Clydesdale approved list is required to inform Clydesdale of any amendments to the sale price. If you were to refuse your conveyancing practitioner to notify the reduction to Clydesdale then they would have to discontinue acting for you. In addition, Clydesdale and you would have to appoint a new property lawyer for your conveyancing in Bracknell.
Do the Building Society Association intend to launch a online directory to to identify solicitors on the Darlington Building Society conveyancing panel for example in Bracknell?
We are not aware of any intention on the part of the BSA to promote such a search facility.
I am helping my niece sell her flat in Bracknell. Will the conveyancer order an energy performance certificate or should I organise this?
After the demise of HIPs, EPC’s was retained a mandatory element of moving house. An energy performance certificate must be to hand in advance of the property being marketed. It is not something that law firms ordinarily organise. Where you are using a Bracknell conveyancing practitioner they might be able to arrange energy performance certificates given their contacts with reputable Bracknell assessors
My husband and I have arranged a further advance on our home loan from Leeds Building Society as we wish to conduct alterations to our property in Bracknell. Do we need to appoint a local Bracknell solicitor on the Leeds Building Society conveyancing panel to handle the legals?
Leeds Building Society would not normally require a member of their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society list.
We were going to get a AIP from Nationwide this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nationwide recommend any Bracknell solicitors on the Nationwide conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Bracknell solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.
I need some quick conveyancing in Bracknell as I am faced with a deadline to sign on the dotted line within one month. Fortunately I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free buyer you have the choice not to do searches although no law firm would recommend that you don't. With plenty of history conveyancing in Bracknell the following are instances of what can show up and therefore impact future saleability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
I'm buying a new build house in Bracknell with a mortgage from Alliance & Leicester . The developers refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not reveal to my conveyancer about this deal as it would put at risk my loan with Alliance & Leicester . Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to appoint a conveyancing solicitor for freehold conveyancing in Bracknell. I have chance upon a web site which appears to be the perfect answer If it is possible to get all this stuff completed via phone that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?