My IFA says he needs my Farnham lawyer’ panel reference for the HSBC conveyancing panel. How do I obtain this. I have contacted my local Farnham branch but they don't know it.
The sensible thing to do is ask for this information from your Farnham solicitor . They retain a central record lender panel numbers.
My brother and I have just purchased a house in Farnham. We have since encountered a number of problems with the house which we believe were missed in the conveyancing searches. What action can we take? What searches should? have been ordered for conveyancing in Farnham?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Farnham. Conveyancing searches and due diligence initiated as part of the legal transfer of property are designed to help avoid problems. As part of the process, a seller fills in a form referred to as a SPIF. answers proves to be misleading, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Farnham.
Me and my brother own a semi-detached Victorian property in Farnham. Conveyancing practitioner acted for me and Aldermore. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Farnham and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing lawyer who completed the work.
Due to the encouragement of my in-laws I had a survey completed on a property in Farnham prior to appointing conveyancers. I have been told that there is a flying freehold element to the house. The surveyor has said that some mortgage companies tend refuse to give a loan on such a home.
It varies from the lender to lender. HSBC has different instructions for example to Nationwide. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Farnham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Farnham to see if the conveyancing will be more expensive.
Am I best advised to appoint a Farnham conveyancing solicitor based in the location that I am hoping to buy? I have an old university friend who can carry out the conveyancing however her office is 300kilometers drive away.
The primary upside of using a high street Farnham conveyancing firm is that you can visit the firm to sign paperwork, hand in your ID and pester them where appropriate. Having local Farnham know how is a benefit. That being said it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and they were content that should outweigh using an unfamiliar Farnham conveyancing solicitor solely due to them being round the corner.
Can a conveyancer remove a person from the title of my property in Farnham ?
Removing or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a property lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancing practitioner