I am the registered owner of a freehold house in Camberley but nevertheless pay rent, why is this and what is this?
It’s unusual for properties in Camberley and has limited impact for conveyancing in Camberley but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.
Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.
Have just purchased a repossessed house at auction in Camberley. Conveyancing is needed. What happens now?
Now that you have for in every practical sense signed on the dotted line you must retain a conveyancing lawyer quickly as you are facing a fast approaching a fixed date to complete the property. An auction property should have an associated auction set of papers. This should include evidence of title and search results. In the case of leasehold property the auction papers should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to leasehold premises. You must give this to the lawyer working for you as soon as possible. You also need to ensure that you have funds in place to complete the transaction on the set completion date.
We are purchasing a detached bungalow in Camberley. The intention is to an extension at the rear at the house.Will legal work on the property include enquiries to ascertain if these works are allowed?
Your solicitor will review the registered title as conveyancing in Camberley will on occasion identify restrictions in the title documents which restrict categories of works or require the permission of another owner. Many works require local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
I have decided to exercise my right to buy my property in Camberley off the council. I have a mortgage agreed with Kent Reliance. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
Should our solicitor be raising questions about flooding during the conveyancing in Camberley.
The risk of flooding is if increasing concern for lawyers dealing with homes in Camberley. There are those who buy a house in Camberley, completely aware that at some time, it may be flooded. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the premises. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Solicitors are not best placed to give advice on flood risk, but there are a various checks that can be undertaken by the buyer or on a buyer’s behalf which should figure out the risks in Camberley. The conventional set of information given to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual question of the owner to determine if the property has ever been flooded. If flooding has previously occurred which is not revealed by the vendor, then a purchaser could issue a compensation claim as a result of such an misleading response. The buyer’s conveyancers will also order an environmental search. This will higlight whether there is a recorded flood risk. If so, additional inquiries will need to be conducted.
I got the keys to my house on 13 August and my personal details is yet to be registered. Should I be concerned? My conveyancing solicitor in Camberley advises it should be recorded in less than a month. Are properties in Camberley uniquely lengthy to register?
As far as conveyancing in Camberley is concerned, registration is no faster or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can differ according to the party submitting the application, whether there are errors and whether the Land registry need to notify any other persons or bodies. As of today in the region of three quarters of submission are completed within two weeks but some can be subject to extensive delays. Historically registration is effected once the new owner is living at the property therefore registration formalities is not always an essential issue yet where it is urgent that the the registration takes place urgently then you or your conveyancer should communicate with the Registry to express the reasoning for the application to be prioritised.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what should have been a simple, chain free conveyancing. Camberley is where the house is located. Can you offer any assistance?
Flying freeholds in Camberley are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Camberley you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Camberley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Are there any apps to help search for a Camberley law firm on the Platform Home Loans Ltd conveyancing panel? I have wheels and am willing to travel upto 10kilometers to meet the conveyancer.
Feel free to make use of the search on this page. Please choose the mortgage company and your location and you will see a number of Camberley conveyancing lawyers locally. We have detailed some Camberley conveyancing firms at the bottom of this page and you can ring them to verify if they are on the Platform Home Loans Ltd approved list