We are about to exchange contracts for a ground floor flat in Fleet. We encountered a stumbling block. The loan offer with Halifax runs out on 16/9/2024 but the sellers are putting forward a completion date of 18/9/2024. Can one extend the mortgage expiry date?
The person best placed to deal with your concern is your conveyancer who should determine if he or she is should be discussing with the mortgage company, seller’s conveyancers, property agents or indeed all parties given the history of your conveyancing to date.
Can I use your services to recommend a Conveyancing solicitor in Fleet even where I’m not purchasing or disposing of a house, for instance if I wish to buy a shop in Fleet with a mortgage from Yorkshire Building Society?
Our search tool is mainly used to get a quote from residential conveyancing solicitors in Fleet but we have listed towards the end of this page a few Fleet commercial conveyancing firms. You should speak with the solicitors directly to see if they are also authorised to represent Yorkshire Building Society
We just had an offer accepted to purchase with Darlington Building Society. We have called around locally yet am struggling to find a Fleet conveyancing firm on the Darlington Building Society panel. Could you assist?
You should take advantage of the search tool on this page. Pick the lender and type Fleet or your location and you will see a number of lawyer offices in Fleet or by proximity to you.
How can we tell if a Fleet conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Fleet seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer handling your conveyancing.
I was told four weeks ago that my mortgage has been agreed to by UBS. Is it usual for UBS to only issue the offer once my solicitor in Fleet is approved on their conveyancing panel? UBS have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
After what seems like an age I have had an offer on an apartment in Fleet accepted, but there is a chain. The vendors have put an offer on a flat, but it’s not yet tied up, and have viewings of other apartments booked. I have chosen a high street conveyancing solicitor in Fleet. What should be my next step? At what point should I apply for the mortgage with Bank of Ireland?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur expenses too early (home loan application is approx £1k, then survey, Fleet conveyancing search fees, etc). First, you must check that your lawyer is on the Bank of Ireland conveyancing panel. Concerning the next stages this very much dictated by the circumstances of your case, motivation for this property and on the state of the market. During a buoyant market many home buyers will apply for the mortgage with Bank of Ireland and pay for the valuation and only if it comes back ok would they pay their property lawyer to move forward with the conveyancing in Fleet.
I am buying my first flat in Fleet with a loan from Coventry Building Society. The builders refused to reduce the price so I negotiated five thousand pounds worth of additionals instead. The sale representative suggested that I not disclose to my conveyancer about the extras as it could impact my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to appoint a conveyancing solicitor for some conveyancing in Fleet. I have discover a site which seems to have the perfect offering If it is possible to get all this stuff completed via email that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?