After what seems like an age a mortgage agreement from Nationwide for the refinancing of my 2 room maisonette is expected within the next few days. Could you put forward a low cost conveyancing law firm in Fleet?
You have arrived at the wrong site to search for the cheapest conveyancing solicitors in Fleet. We can offer you cost effective conveyancing but we do not aim to advertise as being the cheapest. Do not be fooled by organisations seducing you with low cost conveyancing in Fleet. In your best case scenario, in choosing a lawyer for cheap conveyancing, you will earn what you pay for and at worst it will result in you invoiced for additional fees and still not get the service required.
When reading moneysavingexpert.com for a high-quality solicitor in Fleet, most say that I should use a CQS accredited lawyer. What is CQS?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in buying or selling property, trusted by some of the UK's major lenders. Four years ago the Conveyancing Quality Scheme was officially recognised by the Association of British Insurers (ABI). The scheme does not cover licenced conveyancers. Fleet is one of the numerous areas of the UK where there are CQS solicitors.
Should our lawyer be raising questions about flooding as part of the conveyancing in Fleet.
The risk of flooding is if increasing concern for lawyers carrying out conveyancing in Fleet. Some people will purchase a property in Fleet, completely aware that at some time, it may be flooded. However, aside from the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the property. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.
Solicitors are not qualified to impart advice on flood risk, however there are a numerous checks that may be initiated by the purchaser or on a buyer’s behalf which can figure out the risks in Fleet. The standard completed inquiry forms given to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) contains a standard inquiry of the owner to discover whether the property has historically flooded. In the event that flooding has previously occurred which is not revealed by the owner, then a purchaser may bring a claim for damages resulting from an incorrect reply. A buyer’s conveyancers may also order an enviro report. This should reveal whether there is a recorded flood risk. If so, further inquiries will need to be made.
three months have elapsed since my purchase conveyancing in Fleet concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Fleet differ for newly converted properties?
Most buyers of new build property in Fleet approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is finished. This is because new home sellers in Fleet tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Fleet or who has acted in the same development.
I need to find a conveyancing solicitor for my conveyancing in Fleet. I happened to chance upon a web site which appears to be the perfect answer If it is possible to get all the legals done via phone that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?