I am purchasing a garden flat in Fleet. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Fleet you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Fleet.
I am buying a detached bungalow in Fleet. The intention is to carry out an extension to the side at the house.Will the conveyancing process include enquiries to ascertain if these alterations are allowed?
Your property lawyer will check the deeds as conveyancing in Fleet can on occasion reveal restrictions in the title deeds which prevent categories of alterations or need the permission of another owner. Certain additions call for local authority planning permissions and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.
I'm in the throws of viewing houses in Fleet and I am about to put in an offer. Should I already have a conveyancer appointed at this point? I will be getting a home loan with Co-operative.
You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are taking out a mortgage with Co-operative, ask your prospective lawyers if they are on the Co-operative conveyancing panel otherwise they can't do the mortgage legal work.
I am due to exchange contracts on my apartment. I had a double glazing fitted in December 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Clydesdale are being problematic. The Fleet solicitor who is on the Clydesdale conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What will a local search reveal about the house we're purchasing in Fleet?
Fleet conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company such as PSG The local search plays a central part in many a Fleet conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search will reveal data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
Despite weeks of looking the Title Certificate and documents to my property are lost. The lawyers who did the conveyancing in Fleet 4 years ago are no longer around. What are my next steps?
Assuming you have a registered title the details of your proprietorship will be retained by the Land Registry under a Title Number. It is easy to carry out a search at the Land Registry, identify your property and obtain up to date copies of the Registered Entries for less than a fiver. If the title is Leasehold then the Land Registry will usually hold a file copy of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
I am looking for a ground for flat up to £305k and found one near me in Fleet I like with a park and transport links in the vicinity, the downside is that it only has 61 years on the lease. There is not much else in Fleet for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you require a mortgage the remaining unexpired lease term may be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.
My husband and I are 17 days into a residential purchase having been directed to solicitors by the selling agent to execute conveyancing in Fleet. I am not happy. Could you you assist me in finding new conveyancers?
A conveyancer would need to be really bad to suggest changing them. Has the mortgage offer been sent? In the event that it has you need to make them aware of the replacement conveyancer and have the mortgage documents are re-sent. Your new solicitor ideally needs to be on the banks panel to avoid escalating costs and complications. That should be your first question of the new solicitors. Our search tool will help you find a bank approved conveyancer for your conveyancing in Fleet