At long last a loan agreement from Santander for the refinancing of my 3 room garden flat is due imminently. Can you put forward a low cost conveyancing solicitor in Yateley?
This site is not designed to help those in pursuit of a cheap conveyancing in Yateley. Our aim is to provide value for money conveyancing but we do not aim to advertise as being the cheapest. Resist the temptation to appoint companies teasing you with £99 conveyancing in Yateley. At best, in deciding on cheap conveyancing, you will get your money’s worth and at worst you will end up invoiced for additional fees and still not end up with the service required.
It is a dozen years since I bought my home in Yateley. Conveyancing solicitors have recently been retained on the sale but I can't locate the title documents. Will this cause complications?
Don’t worry too much. Firstly there is a possibility that the deeds will be retained by your mortgage company or they may be in the possession of the lawyers who oversaw the purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Nearly all conveyancing in Yateley involves registered property but in the unlikely event that your home is not registered it is more of a problem but is resolvable.
I am assisting my step-mother sell her house in Yateley. Will the conveyancing solicitor commission the energy assessment or should I organise this?
After the abolition of Home Packs, EPC’s was left as a mandatory component of moving house. An energy performance certificate should be commissioned in advance of the property being marketed. This is not something that conveyancers normally organise. Where you are instructing a Yateley conveyancing lawyer they may help arrange energy performance certificates due to their contacts with reputable local energy assessors
Are all Yateley Conveyancing Quality Solicitors on the Bank of Ireland conveyancing panel?
A selection of lenders now use CQS as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of firms.
It is unclear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Yateley bank branch on a couple of occasions and was informed it wasn't a problem and they would lend. My Yateley conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend based on their published requirements. I have no idea who is right.
As long as the conveyancing practitioner is on the bank panel, she or he must follow the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
What does a local search reveal regarding the house my wife and I purchasing in Yateley?
Yateley conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations for instance PSG The local search is essential in every Yateley conveyancing purchase; as long as you don’t want any nasty surprises after you move into your property. The search should reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
My wife and I own a terraced Edwardian house in Yateley. Conveyancing practitioner acted for me and The Royal Bank of Scotland. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold under the matching address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Yateley and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing lawyer who conducted the conveyancing.
Is it possible to transfer to a new solicitor as I need to instruct one who is on the Virgin Money conveyancing panel. I hired a high street conveyancing solicitor in Yateley five minutes from me but he is not approved by Virgin Money
We will our best to assist in finding you a conveyancing solicitor in Yateley on the Virgin Money panel. Please note that the conveyancers that we list do not pay us a referral fee if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in Yateley. In making use of search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Yateley.