Can the conveyancing solicitors identified via your search tool handle conveyancing in Yateley by way of an attended exchange?
We do have a number of conveyancing experts who can conduct attended exchanges. Please contact us to obtain a costs illustration and details as to dates.
How up to date is your search tool for Yateley conveyancing solicitors on the Kent Reliance conveyancing panel? Do Kent Reliance send you an updated list?
Yateley conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
we are a couple who wish to acquire a 3 bedroom apartment in Yateley with a residential mortgage from Barclays Direct.We have a Yateley conveyancing lawyer but Barclays Direct says his firm is not on their "panel". We have to appoint a Barclays Direct panel firm or retain our preferred solicitor and pay for a Barclays Direct panel lawyer to act for them. This seems very unfair; is there anything we can do?
No, not really. The loan offered to you is subject to its various provisions, a common one being that conveyancers will be on the Barclays Direct conveyancing panel. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Barclays Direct
Me and my brother purchased a terraced Georgian property in Yateley. Conveyancing lawyer acted for me and Halifax. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Yateley and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing lawyer who conducted the work.
I have been on the look out for a ground for flat up to £195,000 and found one near me in Yateley I like with amenity areas and transport links in the vicinity, the downside is that it only has 51 years on the lease. There is not much else in Yateley for this price, so just wondered if I would be making a grave error acquiring a short lease?
Should you require a home loan the remaining unexpired lease term will be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least twenty four months you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.
We're new to the buying process - agreed a price, yet the agent has warned us that the owners will only proceed if we appoint their preferred lawyers as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a family conveyancer used to conveyancing in Yateley
It is improbable the owners are driving this. Should the vendor desire ‘a quick sale', turning down a serious buyer is is going to put the whole deal at risk. Avoid the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)but you are going to appoint your preferred Yateley conveyancing lawyers - as opposed tothose that will earn the estate agent a introducer fee or meet his conveyancing figures set by head office.