Souldretaining a Aldershot conveyancing practitioner make my purchase more efficient?
Aldershot is a special area, where regional experience is a significant benefit. The laid-back lifestyle has it’s attractions – just not for your house move. The solicitors that we work with providing vast Aldershot knowledge with a positive, hands-onattitude that helps everything runs smoothly. It is a definite plus that they can make use of good connections with financial advisers, local authorities, surveyors and other Aldershot conveyancing firms
I am helping my mother sell her house in Aldershot. Does the conveyancing solicitor order the energy performance certificate or do I organise this?
After the abolition of HIPs, energy performance certificates was left as a compulsory component of moving house. An EPC must be to hand before the property is marketed. This is not a task that solicitors normally arrange. Where you are using a Aldershot conveyancing lawyer they may be able to arrange energy assessments due to their contacts with long established Aldershot energy assessors
Completion of my remortgage has taken place for my property in Aldershot. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
After shopping around on the internet I have found a Aldershot conveyancing practitioner having made sure that they are on the Lloyds conveyancing panel. Does my lawyer arrange the survey of the property?
Lloyds will need an independent valuation of the property. Your lawyer will not arrange this. Usually Lloyds will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Aldershot surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I need some expedited conveyancing in Aldershot as I have pressure to complete in less than 2 weeks. Thankfully I do not require a mortgage. Can I avoid the conveyancing searches to save fees and time?
As you are are a mortgage free buyer you are at liberty not to do searches although no conveyancer would advise that you don't. With plenty of history conveyancing in Aldershot the following are instances of what can be revealed and adversely affect future mortgageability: Enforcement Notices, Overdue Charges, Outstanding Grants, Unadopted Roads,...
I am looking for a ground for flat up to £195,000 and identified one near me in Aldershot I like with a park and transport links nearby, the downside is that it only has 49 years on the lease. There is not much else in Aldershot for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you require a home loan the shortness of the lease will likely be problematic. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for at least twenty four months you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.
I’m about to sell my 2 bed flat in Aldershot. Conveyancing lawyers have not yet been instructed, however I have recently had a quarterly service charge demand – Do I pay up?
It best that you discharge the invoice as normal as all rents and service charges should be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
I invested in buying a 2 bed flat in Aldershot, conveyancing formalities finalised April 2011. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent properties in Aldershot with a long lease are worth £260,000. The average or mid-range amount of ground rent is £45 levied per year. The lease comes to an end on 21st October 2096
With only 75 years remaining on your lease we estimate the price of your lease extension to range between £8,600 and £9,800 as well as costs.
The suggested premium range above a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There may be other issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before seeking the advice of a professional.
There are a lot of properties in Aldershot on unadopted roads. We are purchasing such a house. What are the pros and cons of purchasing a property on a private road?
Aldershot conveyancing practices are well versed in dealing homeson unadopted roads. The lawyer will investigate Land Registry data to find any rights or liabilities. It is possible that there is a management company (wholly owned by residents) that owners make annual contributions for the upkeep of the road. Where one exists, the road will likely be maintained and appear nicer than publicly owned.