We are purchasing a 1 bedroom apartment in Colney Hatch with a mortgage. We like our Colney Hatch solicitor, however the lender says she’s not on their "panel". It appears that we have little choice but to use one of the mortgage company panel solicitors or retain our Colney Hatch property lawyer as well as pay for one of their panel lawyers to act for them. This feels very unfair; can we not insist that the lender use our Colney Hatch property lawyer ?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Colney Hatch conveyancing solicitor to apply to be on the conveyancing panel.
Do the conveyancing lawyers that you recommend execute auction conveyancing in Colney Hatch?
There are a few auction practitioners we can put you in touch with those conducting auction conveyancing. Colney Hatch is just one of our areas of where our lawyers have offices.
There are plenty of conveyancing solicitors in Colney Hatch but how do I know who's good?
We would encourage you not to go for the cheapest Colney Hatch conveyancing costs illustration. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
We had instructed conveyancers locally in Colney Hatch on the Nottingham solicitor approved list. They have just invoiced me a supplemental amount for dealing with the Nottingham mortgage. Is this a supplemental conveyancing fee specified by Nottingham?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your solicitor may charge a fee for this. The charge is not set by Nottingham but by your Colney Hatch property lawyer. Plenty of firms on the Nottingham panel will quote ’dealing with mortgage’ fee but many practices incorporate it on their overall fee.
I am expecting a AIP from Skipton this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Skipton recommend any Colney Hatch solicitors on the Skipton conveyancing panel, or is it better to go independently?
You will need to appoint Colney Hatch solicitors independently although you'll need to choose one on the Skipton conveyancing panel. The solicitor represents both you and Skipton through the process.
I bought my home on 13 September and my personal details is not yet registered. Any reason for this? My conveyancing solicitor in Colney Hatch advises it will be formalised in a couple of weeks. Are transfers in Colney Hatch particularly slow to register?
There is nothing unique when it comes to conveyancing in Colney Hatch registration formalities. Rather than based on location, timescales can differ according to who lodges the application, whether there are errors and whether the Land registry communicate with any other parties. As of today roughly 80% of such applications are completed in less than three weeks but occasionally there can be extensive hold-ups. Historically registration occurs once the buyer has moved in to the property so registration formalities is not always top priority yet where it is urgent that the the registration takes place urgently then you or your lawyers must contact the land registry and explain the circumstances.
What does commercial conveyancing in Colney Hatch cover?
Colney Hatch conveyancing for business premises covers a broad array of advice, provided by qualified solicitors, relating to business property. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
I have been sourcing a conveyancing lawyer in Colney Hatch for my sale. Can I see a solicitor's complaints history with the profession’s regulator?
You may review presented Solicitor Regulator Association (SRA) determinations arising from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. For details Pre 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The regulator sometimes monitor call for training purposes.