We are planning to purchase a 3 bedroom flat in Brunswick Park with a mortgage. We would like to retain our Brunswick Park lawyer, however the bank advise he's not on their "panel". We have to appoint one of the bank panel conveyancing practices or keep our Brunswick Park lawyer as well as pay for one of their panel ones to act for them. This seems very unfair; can we not demand that the bank use our Brunswick Park property lawyer ?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Brunswick Park conveyancing solicitor to apply to be on the conveyancing panel.
In what way does my ID and proof of funds have anything to do with my conveyancing in Brunswick Park? What am I being asked for?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the ID of the potential client they are dealing with before they can accept their conveyancing instruction. The Client Care letter that you need to sign should confirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you refuse to supply identification documents, your solicitor will not be able to take you on as a client.
What is the best way to find out if the solicitor conducting my conveyancing in Brunswick Park is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Britannia thus paying £175.00 in supplemental conveyancing costs.
Feel free to make use of the find a lender approved solicitor tool on this page. Please choose the mortgage company and type ‘Brunswick Park’ or your preferred area and you will be presented with a number of lawyer located in Brunswick Park or nearest you.
I have been told that property searches are a common reason for stalling in Brunswick Park conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure within the common causes of delays in the conveyancing process. Searches are not likely to feature in any slowing down conveyancing in Brunswick Park.
The deeds to my property are lost. The solicitors who conducted the conveyancing in Brunswick Park 4 years ago have long since closed. What do I do?
These day there are copies made of almost everything, and your conveyancer should know precisely where to locate all the appropriate documentation so you may purchase or dispose of your house without a hitch. If copies can’t be located, your conveyancer can put in place insurance or indemnities protecting you against future claims on your premises.
In my capacity as executor for the will of my aunt I am selling a property in Cardiff but I am based in Brunswick Park. My lawyer (approximately 235 miles awayrequires that I sign a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing lawyer in Brunswick Park to witness this legal document for me?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are Brunswick Park based
