What guidance do you have for sourcing leasehold conveyancing in Southgate?
Option 1 is to ask relatives who they would recommend.
Option 2 is to use a search tool on the internet for conveyancing in Southgate. Telephone two or three from the list and invite them to email you their conveyancing fees and speak to the lawyer who will conduct your conveyancing beforemaking your choice.
Option 3 is to use this site to assist you in finding the right solicitors taking into account your personal factors including location,speed, complications and who the proposed mortgage company is. Don't take the bait of low cost conveyancing in Southgate
Can I use your services to locate a Conveyancing solicitor in Southgate even if I’m not purchasing or disposing of a house, for example if I want to buy an office in Southgate with a loan from Platform Home Loans Ltd?
Our search tool is primarily there to get a quote from domestic conveyancing solicitors in Southgate but we have recorded towards the end of this page a few Southgate commercial conveyancing firms. You will need to make contact with the firm directly to see if they can also act for Platform Home Loans Ltd
My grandmother passed away 10 months ago and as sole heir and executor I was left the house in Southgate. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Principality, pay off the mortgage. Is this allowed?
Where you intend to refinance then Principality will require that you use a conveyancer on the Principality conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Principality conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Principality mortgage is registered as a charge at the Land Registry.
My wife and I are buying a property in Southgate. I might seem paranoid but how we can trust a solicitor? On completion day we will need to put our life savings into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Completion of my purchase has taken place for my property in Southgate. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Yorkshire BS have agreed my mortgage in principle, my offer on a flat in Southgate has been agreed to, what are the next steps?
Your estate agent will want to know who your solicitors are (ensure that the conveyancers are on the lender’s approved list). Call up Yorkshire BS or the financial adviser and finish off any appropriate forms. Yorkshire BS will instruct a valuer who will get in contact with the estate agent or vendor to arrange an appointment. Once conducted (assuming no problems) it takes about a fortnight to receive the mortgage offer. Yorkshire BS will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Southgate.
I am buying my first flat in Southgate benefiting from help to buy. The sellers would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative advised me not inform my lawyer about the extras as it could jeopardize my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Are there any compelling advantages to using a local property lawyer in Southgate
Lots of house movers in Southgate select a nearby high street lawyer so that they can pop into the lawyer’s offices just in case they have questions, and to collect paperwork rather taking the chance of depending on the post.
There is a slight edge in opting for a solicitor nearby to a premises you are buying, due to the familiarity of the locality and possible local concerns - nevertheless this is moot. Most conveyancers are now via the internet and may be practically anywhere.