Me and my fiance are purchasing a 1 bedroom flat in Chase Side with a mortgage. We have a Chase Side conveyancer, however the lender advise he's not on their "panel". It seems we have no option but to use one of the lender panel firms or keep our Chase Side solicitor as well as pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Chase Side conveyancing lawyer to apply to be on the conveyancing panel.
Completed the sale of my flat in Chase Side last December but the buyer keeps calling me complaining that their conveyancer is waiting to hear from mine. What are the post completion sale legalities now that I have sold?
Post completion of your house sale your lawyer is committed to send the transfer deeds and all supplemental paperwork to the purchaser's lawyers. Where appropriate, your lawyer must also evidence that the mortgage has been discharged to the buyers solicitors. There is unlikely to be post completion steps peculiar conveyancing in Chase Side.
I am buying a new build apartment in Chase Side. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Chase Side
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There must be mutual enforceability of lessee’s covenants. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
I opted to have a survey done on a property in Chase Side in advance of retaining lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some lenders tend refuse to grant a loan on such a home.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Chase Side. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chase Side to see if the conveyancing will be more expensive.
How difficult is it to transfer to a new firm as I have to choose a firm on the Accord Mortgages Ltd conveyancing panel. I hired a local conveyancing solicitor in Chase Side round the corner but she is not approved by Accord Mortgages Ltd
It would be our pleasure to help you find a conveyancing solicitor in Chase Side on the Accord Mortgages Ltd panel. Please note that the conveyancers that we on the directory do not pay us a referral fee if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Chase Side. In making use of search facility on this page, you can scrutinise charges for conveyancing solicitors in Chase Side and throughout England and Wales.
I need to instruct a conveyancing solicitor for residential conveyancing in Chase Side. I've stumble across a site which looks to be the perfect answer If there is a chance to get all this stuff done via phone that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?