How up to date is your database of Chase Side solicitors on the RBS conveyancing panel? Do RBS send you an updated list?
Chase Side conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.
we are a couple who are buying a 2 bedroom flat in Chase Side with a loan from National Westminster Bank.We use our Chase Side conveyancing lawyer but National Westminster Bank says she’s not listed on their approved list of firms. we are left little option but to use a National Westminster Bank panel firm or keep our high street solicitor and fork out for a National Westminster Bank panel lawyer to represent them. This seems very unfair; Can we not simply insist that National Westminster Bank use our lawyer?
No, not really. The mortgage issued to you is subject to its terms and conditions, a common one being that solicitors will be on the National Westminster Bank conveyancing panel. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for National Westminster Bank
If you had a top tip for selecting a conveyancing solicitor in Chase Side what would it be?
It would be unwise to be swayed by the cheapest Chase Side conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
Completion of my purchase has taken place for my property in Chase Side. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
My offer was accepted on a house in Chase Side on 14/1/2025, valuation was booked 3 days after, all came back fine. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
Over the last few months I have been searching for a flat up to £305k and found one near me in Chase Side I like with open areas and station nearby, the downside is that it only has 51 years on the lease. I can't really find anything else in Chase Side in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a home loan the shortness of the lease will likely be problematic. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer about this.
I am selling my home. My former conveyancers have shut. It would be helpful to have a recommendation of a conveyancing firm. Im based in Chase Side if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Chase Side. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
We had our mortgage agreed in principle on Monday with our lender. We have retained a reputable conveyancer in Chase Side yesterday. Today, our financial adviser called to say that the mortgage company said that we cannot use our solicitor as they aren't on their 'approved list'. As novices, we had no idea that the bank had some control over our choice Is this usual?
You are permitted to appoint any property lawyer you wish to instruct for your conveyancing in Chase Side however if they are not on the your lender's approved list you must pay an extra fee so the bank can retain their own lawyers. On occasion it is conceivable that your solicitor may apply to get added to the mortgage company list of approved firms. You can use online tools such as lenderpanel.com to find a conveyancing solcitor in Chase Side on the mortgage company panel. You can go into your high street mortgage company branch in Chase Side. They will know some good conveyancing solicitors in Chase Side on the approved list.