It has come to my attention via my lender that my Chase Side lawyer is not on the lender Conveyancing panel. How can I be certain that this is indeed the case?
The first thing you need to do is to call your Chase Side conveyancer. It is reasonable to expect your lawyer to advise you what has happened. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your lender.
Our mortgage company has suggested a law firm on their panel based in Chase Side but I would rather choose a conveyancing lawyer in Chase Side round the corner to me. Are you able to help?
Far from all Chase Side conveyancing practitioners are on all banks conveyancing panel. Use our find an approved solicitor tool to locate a Chase Side conveyancing conveyancer on the on the lender panel.
I am assisting my sister sell her property in Chase Side. Does the solicitor commission an energy performance certificate or it is for the seller to see to?
After the abolition of Home Information Packs, EPC’s was left as a compulsory part of moving property. An EPC needs to be commissioned prior to the property being marketed. This is not as aspect of the sale process that solicitors normally organise. Where you are instructing a Chase Side conveyancing practitioner they may be able to arrange EPC’s due to their contacts with reputable Chase Side assessors
I happen to be the only beneficiary of my late father’s estate and I have everything in my name now, including the my former home in Chase Side. Conveyancing formalities meant that the Land Registry date was in April. I now wish to sell up. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my proprietorship will be considered the same way as though I had purchased the property in April. Is the property unsalable for six months?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. many mortgage companies would take a pragmatic view as this clause is chiefly there to identify the purchase and immediately sell or the wholesaling and assigning of property.
When it comes to lenders such as Coventry BS, do Chase Side conveyancing practitioners face an annual charge to be on the list of approved solicitors?
We are not aware of any mortgage company fees to register on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
We are planning on selling our house in Chase Side and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers are using a national conveyancing practice rather than a conveyancing solicitor in Chase Side. We have lived in Chase Side for many years we know of no issue. Should we get in touch with our local Authority to get clarification that there is no issue.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
How does conveyancing in Chase Side differ for new build properties?
Most buyers of new build residence in Chase Side approach us having been asked by the seller to sign contracts and commit to the purchase even before the residence is constructed. This is because builders in Chase Side typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chase Side or who has acted in the same development.
I am purchasing a house and cash is in place. I have provided solicitor with 2 distinct forms of photographic identification, bank statement, multiple utility bills. Now he requires a copy from a probate lawyer stating that the money is in place and that it has come from inheritance and not dealing E's in Ibiza.
In today’s world you will not be able to complete any Chase Side conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Evidence of your source of funds is required under Money Laundering Regulations.