I was notified recently by my mortgage adviser that my Alexandra Park lawyer is not on the mortgage company Conveyancing panel. How can I be certain whether this is indeed the case?
Your first step should be to contact your Alexandra Park lawyer directly. You lawyer should inform you of the situation. Where they are not on the panel they may recommend you to a Alexandra Park conveyancing practice that is on the conveyancing panel for your bank.
Do I have to have a meeting at the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Alexandra Park so that I can pop in to their offices if necessary.
Whereas this was necessary 12 years ago, most lenders no longer oblige their conveyancing panel lawyer to witness the borrowers signature. You will still be obliged to hand over ID documents and there are still distinct advantages to instructing a local ayer, in your case a conveyancing solicitor in Alexandra Park.
We are planning to move property in August. Does my conveyancing solicitor communicate with the removal company on the completion day. On a separate note, can you put forward a removal company in Alexandra Park. Conveyancing lawyer was found prior to coming across your website.
On the day of completion you can collect the house keys from the property agent however this can only occur after the sellers conveyancers inform the agent that they acknowledge receipt of the completion payment and the keys can be collected. You will need to advise the removal company that they can start moving you in. We are not in a position to suggest a specific removal company but can assist you in finding a conveyancing in Alexandra Park or a firm that specialises in conveyancing in Alexandra Park.
I am purchasing a 4 bedroom semi-detached house in Alexandra Park. We would like to carry out a loft conversion at the property.Will legal due diligence on the property include investigations to see if these alterations were previously refused?
Your property lawyer should check the registered title as conveyancing in Alexandra Park will on occasion reveal restrictions in the title deeds which prevent categories of changes or need the permission of another owner. Some works require local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Alexandra Park property lawyer on the Co-operative panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I am planning on selling our property in Alexandra Park and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. A local lawyer would know this is not the case. It does beg the question why the buyers used a nationwide conveyancing outfit rather than a conveyancing solicitor in Alexandra Park. Having lived in Alexandra Park for 5 years we know that this is a non issue. Should we contact our local Authority to obtain clarification that there is no issue.
It would appear that you have a conveyancing firm already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I used Action Conveyancing a few years ago for my conveyancing in Alexandra Park. I now require my papers but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Alexandra Park of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I opted to have a survey completed on a house in Alexandra Park ahead of instructing conveyancers. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some lenders may not issue a loan on this type of home.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Alexandra Park. Conveyancing will be smoother if you use a solicitor in Alexandra Park especially if they are acquainted with such properties in Alexandra Park.