Finally the sale completed on my house in Friern Barnet last November but my buyer keeps calling every few hours to say their conveyancer is waiting to hear from myconveyancer. What are the post completion sale legalities following completion?
Following your disposal your lawyer should forward the transfer documentation and all additional paperwork to the purchaser's solicitors. If applicable, your conveyancer should also send confirmation that the mortgage has been repaid to the purchasers lawyers. There is unlikely to be post completion steps just for conveyancing in Friern Barnet.
we are a couple who wish to acquire a 1 bedroom flat in Friern Barnet with a homeloan from Accord Mortgages Ltd.We use our Friern Barnet conveyancing practitioner but Accord Mortgages Ltd informed us his firm is not listed on their approved list of member firms. We have to appoint a Accord Mortgages Ltd panel solicitor or keep our preferred solicitor and pay for a Accord Mortgages Ltd panel lawyer to represent them. This seems very unfair; Can we not simply insist that Accord Mortgages Ltd use our lawyer?
No, not really. The home loan issued to you is subject to its various provisions, one of which will be that lawyers will be on the Accord Mortgages Ltd conveyancing panel. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Accord Mortgages Ltd
What is your number one tip for finding a conveyancing solicitor in Friern Barnet
It would be unwise to be swayed by the lowest Friern Barnet conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am buying a end of terrace house in Friern Barnet. Our aim is to carry out a loft conversion at the property.Will the conveyancing process involve investigations to determine if these works are allowed?
Your property lawyer will review the deeds as conveyancing in Friern Barnet will occasionally identify restrictions in the title deeds which restrict categories of works or necessitated the consent of a 3rd party. Certain additions need local authority planning permissions and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
We had instructed conveyancing lawyers located in Friern Barnet on the Lloyds solicitor approved list. They have just invoiced me a supplemental amount for the legal aspects of the Lloyds mortgage. Is this a supplemental conveyancing fee set by Lloyds?
Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your property lawyer is entitled to levy a fee for this. This fee is not dictated by Lloyds but by your Friern Barnet conveyancing practitioner. Some firms on the Lloyds panel will levy an ‘acting for lender’ fee and others do not.
I used Stirling Law a few years ago for my conveyancing in Friern Barnet. Now, I need my files however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Friern Barnet of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Friern Barnet is the location of the property. What do you suggest?
Flying freeholds in Friern Barnet are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Friern Barnet you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Friern Barnet may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Can a conveyancer remove a name from the title of my property in Friern Barnet ?
Removing or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a conveyancer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a solicitor