Please could you vouch for a HSBC Bank allowed Friern Barnet conveyancing lawyer that can complete within a very limited time frame? Am I best advised to unstruct a high street Friern Barnet solicitor or a nationwide comparison site?
We would be happy to suggest some excellent Friern Barnet conveyancing firms. You can also walk up the main road in Friern Barnet. Approach a couple of firms and request to see a conveyancing solicitor for a quote. Explain your time frames together with your reasons and get an assurance on speed. Choose the lawyer that appears most efficient.
At what point will exchange of contracts occur in domestic conveyancing in Friern Barnet and do I need to be at the solicitors office?
Where you are in close proximity to our conveyancing solicitors in Friern Barnet you are invited in to sign documents. However, the law practices we recommend offer countrywide coverage for conveyancing and give just as diligent and professional a job for you when dealing with you digitally. The executing of the contract is not when everything is set in stone. Signing on the dotted line simply enables the conveyancer to address the formalities at the appropriate time, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where an extended "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Friern Barnet)to be in the office available at the end of the phone to exchange contracts.
Please help - my lawyer says that breach of easement insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Friern Barnet?
The appropriate level of breach of easement indemnity insurance should be dictated by who who your lender is. It would differ for example between Santander and Chelsea Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.
I have instructed a Friern Barnet property lawyer having checked that they are on the Nationwide conveyancing panel. Does my lawyer arrange the survey of the property?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Friern Barnet surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
After what seems like an age I have had an offer on a flat in Friern Barnet accepted, but there is a chain. The owners have offered on a property, however it’s not been accepted yet, and have viewings of other flats booked. I have instructed a bricks and mortar conveyancing solicitor in Friern Barnet. What should be my next step? At what point should I apply for the mortgage with Santander?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of £1k, then survey, Friern Barnet conveyancing search costs, etc). The first thing to do is check that your conveyancer is on the Santander conveyancing panel. As to the next steps this very much depends on the specifics of your transaction, motivation for this property and on the state of the market. In a hot market some home buyers will apply for the mortgage with Santander and pay for the valuation and only if it was satisfactory would they request their lawyer to proceed with searches.
I moved into my flat on 10 July and my personal details is yet to be registered. Should I be concerned? My conveyancing solicitor in Friern Barnet advises it should be concluded in less than a month. Are transfers in Friern Barnet particularly slow to register?
There is nothing unique about conveyancing in Friern Barnet registration formalities. Rather than based on location, timescales can differ depending on who lodges the application, whether there are errors and if the Land registry need to notify any third parties. At present in the region of 80% of such applications are completed in less than three weeks but occasionally there can be longer hold-ups. Historically registration occurs once the new owner is living at the property so 'speed' is not typically primary concern yet where there is a degree of urgency associated with the registration then you or your lawyers could communicate with the Registry to express the reasoning for an expedited registration.
I am thinking of appointing a conveyancing solicitor in Friern Barnet for my home move. Is there any facility to check a firm’s complaints history with the profession’s regulator?
Members of the public may review presented Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find information Pre 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator could recorded call for training purposes.
Me and my wife have just had an offer accepted on a apartment and had an appointment on Wednesday with Leeds Building Society for the mortgage. They warned us that when it comes to selecting a solicitor that if they are not on their approved panel of lawyers then we will be subject to an an extra charge of £250+. This is because they will then have to instruct a property lawyer to act on their behalf in addition to the one we choose to act for ourselves and we are liable for their costs. I have requested Leeds Building Society to supply me with a list so I can seek quotes only from their approved solicitors but was told they dont have such a list to hand over. What would be the best way of going about this?
You should ask Leeds Building Society what their panel criteria is for a solicitor.Thereafter ask the property lawyer of your choice whether they meet the criteria and have they acted on mortgages for Leeds Building Society in the past. If the answer to those is yes, then just clarify this with Leeds Building Society. Another option is to use our search facility and we may be able to find you a conveyancing practitioner in Friern Barnet on the panel for Leeds Building Society.