Can I use your services to locate a Conveyancing solicitor in East Finchley even if I’m not buying or disposing of a house, for example where I intend to buy a shop in East Finchley with a mortgage from Leeds Building Society?
Our comparison service is primarily used to locate residential conveyancing solicitors in East Finchley but we have recorded at the end of this page some East Finchley commercial conveyancing firms. You will need to enquire with the company directly to establish if they are also authorised to represent Leeds Building Society
I am assisting my niece sell her flat in East Finchley. Does the conveyancing solicitor arrange the energy assessment or do I organise this?
Following the abolition of Home Packs, EPC’s was kept a required component of moving property. An energy performance certificate needs to be to hand in advance of the property being placed on the market. This is not as aspect of the sale process that solicitors normally organise. If you are instructing a East Finchley conveyancing solicitor they might help arrange EPC’s given their contacts with long established local assessors
I have today made my last payment due on my mortgage with Lloyds. I assume I don't need a East Finchley conveyancing practitioner on the Lloyds panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Lloyds has sent the Land Registry the discharge electronically, and
- Lloyds has instructed the Land Registry to do so
Kent Reliance have agreed my mortgage in principle, my offer on a property in East Finchley has been accepted, what happens next?
The property agent will need to know who your solicitors are (ensure that the conveyancers are on the lender’s panel). Telephone Kent Reliance or the broker and finalise any outstanding documentation. Kent Reliance will sellect a valuer who will get in contact with the estate agent or vendor to arrange an appointment. Once conducted (assuming no problems) it takes approximately ten days to receive the mortgage offer. Kent Reliance will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in East Finchley.
What can a local search inform me regarding the property we're purchasing in East Finchley?
East Finchley conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search organisations for example Searches UK The local search plays a central role in most East Finchley conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your property. The search should supply data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. East Finchley is where the house is located. What do you suggest?
Flying freeholds in East Finchley are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside East Finchley you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in East Finchley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am four weeks into a leasehold purchase having been recommend to conveyancers by the high street agent to carry out the conveyancing in East Finchley. I am am starting to be disappointed with the quality of service. Could you you assist me in finding new solicitors?
They would have to be really bad to suggest diss instructing them. Has the mortgage been generated? If so you need to inform them of the new contact details and ensure the offer are re-issued. Your conveyancer should be on the mortgage company approved list to avoid added expenses and delays. So that should be your starting point. The search tool should assist you in finding a lender approved solicitor for your home move in East Finchley
Last July I purchased a leasehold flat in East Finchley. Do I have any liability for service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have attempted and failed to negotiate with my landlord to extend my lease without getting anywhere. Can one make an application to the Leasehold Valuation Tribunal? Can you recommend a East Finchley conveyancing firm to assist?
Absolutely. We can put you in touch with a East Finchley conveyancing firm who can help.
An example of a Lease Extension decision for a East Finchley flat is Ground Floor 110 Station Road in June 2013. The Tribunal found that the premium payable for a lease extension should be £31,665. This case was in relation to 1 flat. The unexpired term as at the valuation date was 56.65 years.