My financial adviser has asked me for my Bounds Green solicitor’s panel reference for the Nat West conveyancing panel. Can you suggest how I obtain this. I have called my local Bounds Green branch but they have not responded to me.
You are best placed to get this information from your Bounds Green property lawyer . They should have a central record lender panel numbers.
Completed the sale of my flat in Bounds Green last January but the buyer keeps calling daily to say his solicitor is waiting to hear from mysolicitor. What are the post completion sale legalities now that I have sold?
Following your sale your lawyer should forward the transfer deeds and all of the paperwork to the purchaser's solicitors. If applicable, your solicitor must also send confirmation that the home loan has been paid off to the purchasers lawyers. There is unlikely to be post completion steps unique to conveyancing in Bounds Green.
We are getting a further advance on our mortgage from Lloyds as we want to conduct renovations to our home in Bounds Green. Do we need to choose a high street Bounds Green solicitor on the Lloyds conveyancing panel to handle the paperwork?
Lloyds do not ordinarily require firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds list.
We have agreed to purchase a house in Bounds Green. A rare aspect is that the roof has a solar panel. UBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with UBS your lawyer must follow the conveyancing requirements set out in Section 2 of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and conveyancing practitioners are required to report to UBS where a lease does not meet these conditions. The provisions relate to the installation of panels on properties countrywide and is not limited to Bounds Green.
I have paid off my mortgage with Co-operative. I assume I don't need a Bounds Green conveyancer on the Co-operative panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
Various internet forums that I have visited warn that are the primary cause of delay in Bounds Green conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not feature within the most frequent causes of hindrances in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in Bounds Green.
Is it simple use the search facility to find a conveyancing practitioner in Bounds Green on the authorised to act for my bank?
First pick a bank such as Lloyds TSB Bank, Barnsley Building Society or Platform Home Loans Ltd then type in your preferred area for example Bounds Green. Conveyancing practices in Bounds Green and further afield should be identified.
I have been Googling for Bounds Green competitive conveyancing fees. Can I be assured that all the Bounds Green law firms that are listed on your directory are on the mortgage company conveyancing panel?
The solicitor and licensed conveyancing practices on our directory have assured us via an online form that they are on the lender panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a lender or a member of the public that the data about a specific Bounds Green firm being on the mortgage company conveyancing panel is not accurate.