My financial adviser has requested my Catford solicitor’s panel member for the Nat West conveyancing panel. What is the best way to discover this. I have e-mailed my local Catford branch but they have not responded to me.
Have you tried speaking to your Catford solicitor about this?. Most Catford law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
Me and my fiancee are acquiring our first house. The property lawyer has messagedto enquire if we wish to take out extra conveyancing searches. We are really unsure what's recommended for conveyancing in Catford
The type of Catford conveyancing searches should be dictated entirely on the property, the location, the possibility of any of these risks, your familiarity of the area and risks, your overall appetite to risk. What is important is that you properly appreciate what information each search could supply. Then you can make a decision if you consider that you need that search. If uncertain, ask the lawyer to guide you.
I own a freehold premises in Catford yet pay rent, why is this and what is this?
It is rare for properties in Catford and has limited impact for conveyancing in Catford but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
I am assisting my mother sell her flat in Catford. Does the solicitor order the energy performance certificate or should I organise this?
After the abolition of Home Packs, EPC’s remained a compulsory component of moving property. An EPC should be to hand in advance of the property being marketed. This is not something that law firms ordinarily arrange. Where you are instructing a Catford conveyancing practitioner they may be able to arrange energy assessments due to their relationships with long established local providers
How can we know in advance if a Catford conveyancing solicitor on the Leeds Building Society panel is any good?
When it comes to conveyancing in Catford seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer carrying out your transaction.
We are getting the release of further funds on our home loan from UBS as we want to carry out a loft conversion to our home in Catford. Do we need to appoint a local Catford solicitor on the UBS conveyancing panel to handle the paperwork?
UBS would not normally require firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS conveyancing panel.
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a simple, no chain conveyancing. Catford is the location of the property. What do you suggest?
Flying freeholds in Catford are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Catford you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Catford may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My husband and I are novice buyers - agreed a price, yet the property agent told us that the vendor will only issue a contract if we appoint their chosen conveyancers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a high street solicitor who is familiar with conveyancing in Catford
We suspect that the owner is unaware of this requirement. Should the seller desire ‘a quick sale', taking such a hostile approach to a motivated buyer is likely to cause more damage than good. Contact the vendors directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you are unencumbered (d) you wish to move quickly (e)however you will continue to appoint your own,trusted Catford conveyancing lawyers - rather thanthose that will give the negotiator at the agency a introducer fee or meet his conveyancing targets demanded by head office.