My financial adviser says he needs my Catford law firm’s panel member for the Nationwide conveyancing panel. Can you suggest how I obtain this. I have e-mailed my local Catford office but they have not responded to me.
The sensible thing to do is ask for this information from your Catford lawyer . Most Catford law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
My fiancee and I are acquiring our first property. Our conveyancer has texted usto check if we wish to take out extra conveyancing searches. We are really unsure what's relevant for conveyancing in Catford
The type of Catford conveyancing searches should be dictated primarily on the property, the location, the probability of any of these risks, your knowledge of the region and risks, your general attitude to risk. What is important is that you adequately comprehend what information the searches could give you. Then you can decide if you consider that you need that search. Where you are uncertain, ask the property lawyer to guide you.
I own a freehold property in Catford yet charged rent, why is this and what is this?
It’s unusual for properties in Catford and has limited impact for conveyancing in Catford but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.
I am helping my sister sell her house in Catford. Does the solicitor order the energy performance certificate or it is for the seller to see to?
Following the demise of HIPs, EPC’s was kept a required component of moving house. An energy assessment needs to be to hand before the property is placed on the market. This is not as aspect of the sale process that conveyancers ordinarily arrange. If you are instructing a Catford conveyancing practitioner they may help arrange energy performance certificates due to their relationships with long established local energy assessors
Can I be sure that the Catford conveyancing solicitor on the Coventry BS panel is any good?
When it comes to conveyancing in Catford getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor carrying out your conveyancing.
My wife and I have organised the release of further funds on our mortgage from Leeds Building Society as we want to carry out improvements to our house in Catford. Do we need to select a nearby Catford solicitor on the Leeds Building Society conveyancing panel to deal with the paperwork?
Leeds Building Society do not ordinarily instruct a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society conveyancing panel.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what should have been a straight forward, no chain conveyancing. Catford is where the house is located. Can you offer any assistance?
Flying freeholds in Catford are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Catford you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Catford may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
We're novice buyers - had an offer accepted, but the property agent has warned us that the seller will only go ahead if we appoint the agent's preferred conveyancers as they want a ‘quick sale’. We would rather use a local conveyancer with experience of conveyancing in Catford
It is improbable the owners are behind this. If they require ‘a quick sale', taking such a hostile approach to a serious purchaser is going to damage their objectives. Bypass the agents and go straight to the owners and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)but you are going to appoint your own,trusted Catford conveyancing firm - not the ones that will earn the estate agent a commission or achieve conveyancing figures set by corporate headquarters.