I require conveyancing for an apartment in a relatively new development (five years built) in Catford. The vast majority the properties have already been disposed of. Do I need carry out the local searches as part of conveyancing in Catford?
A big part of the Catford legal transfer of property is the conveyancing searches. There are hundreds search providers delivering Catford conveyancing searches, as well straight from the local authority. These are known collectively as personal search providers due to them carrying out, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must secure their information from the local authority.
My Solicitor in Catford is not listed on the Norwich and Peterborough Building Society Conveyancing Panel. Is it possible for me to retain my prefered solicitor notwithstanding that they are excluded from the Norwich and Peterborough Building Society approved list?
Your options are as follows:
- Complete the purchase with your preferred Catford solicitors but Norwich and Peterborough Building Society will need to instruct a conveyancer on their list of acceptable firms. This will result in additional total legal charges as well as cause delays.
- Find an alternative lawyer to act in the purchase, not forgetting to check they are Norwich and Peterborough Building Society approved.
- Try to convince your Norwich and Peterborough Building Society solicitor to attempt to join the Norwich and Peterborough Building Society panel
We had chosen solicitors locally in Catford on the Barclays solicitor approved list. They have just invoiced me an additional sum for handling the Barclays mortgage. Is this an additional conveyancing fee set by Barclays?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your property lawyer is entitled to charge a fee for this. The charge is not dictated by Barclays but by your Catford conveyancer. Plenty of firms on the Barclays panel will charge an ‘acting for lender’ fee and others do not.
How can we know in advance if a Catford conveyancing solicitor on the TSB panel is any good?
When it comes to conveyancing in Catford getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor carrying out your transaction.
My partner and I have arranged a further advance on our home loan from Nottingham as we intend to carry out a loft conversion to our property in Catford. Are we obliged to appoint a high street Catford solicitor on the Nottingham conveyancing panel to deal with the legals?
Nottingham would not normally appoint a member of their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nottingham panel.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a residence in Catford? or Apparently there is a law dating back centuries that could mean that owners of property living in a parish church boundary may be liable to pay for maintenance to the chancel in proximity to the church. Is this suitable for conveyancing in Catford?
Unless a prior acquisition of the house took place after 12 October 2013 you can take it that lawyers carrying out conveyancing in Catford to continue to suggest a chancel search and or insurance against a claim.
The deeds to our home are lost. The lawyers who did the conveyancing in Catford 5 years ago no longer exist. Will I be able to sell the house?
Assuming the title is registered the information relating to your proprietorship will be held by the Land Registry with a Title Number. It is easy to perform a search at the Land Registry, identify your house and order current copies of the property title for less than a fiver. If the title is Leasehold then the Land Registry will also normally hold a file copy of the Registered Lease and again, a copy can be retrieved for twenty pounds.
How do I use the search app to locate a conveyancing solicitor in Catford on the approved list for my lender?
First pick a bank such as Lloyds TSB Bank, Bank of Scotland or Britannia then specify your preferred area a common one being Catford. Conveyancing organisations in Catford and across England and Wales should be listed.