Do banks and building societies provide you with an approved list of Blackheath conveyancing solicitors? How do you know who is on the Barclays conveyancing panel?
Blackheath conveyancing firms themselves provide us confirmation that they are on the Barclays conveyancing panel as opposed to being supplied with a list from Barclays directly.
Please help - my lawyer says that restrictive coveneant insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Blackheath?
The right level of restrictive coveneant indemnity insurance should be dictated by who your lender. It would differ for example between Nationwide Building Society and Coventry Building Society. Conveyancing lawyers as opposed to borrowers take out such insurances.
My wife and I have arranged the release of further monies on our home loan from Principality as we intend to conduct alterations to our house in Blackheath. Do we need to appoint a high street Blackheath solicitor on the Principality conveyancing panel to deal with the paperwork?
Principality would not normally appoint firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Principality panel.
I have paid off my mortgage with Co-operative. I assume I don't need a Blackheath solicitor on the Co-operative panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I have been told that property searches are a common cause of obstruction in Blackheath house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays in the conveyancing process. Searches are unlikely to be the root cause of delay in conveyancing in Blackheath.
Are there restrictive covenants that are commonly identified as part of conveyancing in Blackheath?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Blackheath. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am downsizing from my home. My past solicitors closed down. I am in need of a recommendation of a conveyancing firm. I happen to live in Blackheath if that affects matters.
You should use our search tool to help you find a solicitor for your conveyancing in Blackheath. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
What are your top tips when it comes to appointing a Blackheath conveyancing firm to deal with our lease extension?
If you are instructing a solicitor for lease extension works (regardless if they are a Blackheath conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We advise that you make enquires with two or three firms including non Blackheath conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be useful:
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If the firm is not ALEP accredited then what is the reason?
I have had difficulty in trying to purchase the freehold in Blackheath. Can this matter be resolved via the Leasehold Valuation Tribunal?
if there is a absentee landlord or where there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to assess the price payable.
An example of a Lease Extension decision for a Blackheath flat is 73 Walerand Road in August 2012. the result of the findings of the Tribunal led to a premium to be paid for the extended lease in respect of Flat 73 in the sum of £10,040. The premium applicable in respect of Flat 85 was £5,710. This case affected 2 flats. The unexpired residue of the current lease was 72 years.