The solicitor who helped my last purchase has given a fee calculation of £1400 for no sale no fee conveyancing in Blackheath. I am hoping to downsize from a modern house for £300,000. This sounds overpriced. Is it in excess of what I should be paying for conveyancing in Blackheath?
The estimate does seem marginally overpriced. If you are happy to invest time scrutinising prices you might reduce the fees slightly by say £100 plus VAT. That being said, you couldcome to rue choosing an a cheaper conveyancer. Remember to be sure that the solicitor can represent your bank. You can make use of our search tool to find a Blackheath conveyancing company on the banks approved list of lawyers which can often include conveyancing solicitors in Blackheath.
It is is a decade since I purchased my house in Blackheath. Conveyancing solicitors have now been appointed on the sale but I am unable to locate my title deeds. Will this cause complications?
You need not be too concerned. First the deeds may be with your lender or they could stored with the lawyers who oversaw the purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Blackheath relates to registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
Due to the guidance of my in-laws I had a survey completed on a house in Blackheath in advance of retaining lawyers. I have been advised that there is a flying freehold overhang to the house. My surveyor advised that some mortgage companies tend not give a loan on a flying freehold premises.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Blackheath. Conveyancing may be slightly more expensive based on your lender's requirements.
How do I use the search app to choose a conveyancing solicitor in Blackheath on the authorised to act for my bank?
1st select a mortgage company such as Accord Mortgages Ltd, Skipton Building Society or Aldermore then type in your location such as Blackheath. Conveyancing firms in Blackheath and beyond will then be shown.
My husband and I are 17 days into a leasehold purchase having been referred to a firm by the local agent to carry out the conveyancing in Blackheath. I am not happy. Could you help me find new lawyers?
They would have to be really poor to suggest diss instructing them. Has the loan offer been issued? If so you need to advise them of the replacement conveyancer and ensure the mortgage documents are re-sent. Your new conveyancer needs to be on the lenders approved list to avoid supplemental fees and complications. That should be your first question of the new conveyancers. Our search tool will help you find a bank approved conveyancer for your home move in Blackheath
My husband and I have just had an offer accepted on our first home in Blackheath, and are about to get solicitors appointed. We have utilised the different comparison based websites and the results are from all over the England and Wales. Is it essential to have a Blackheath solicitor local to your prospective property? We are willing to do everything over the web, but I am thinking at some stage we will need to physically go into the property lawyer's office to sign papers?
Generally there is no requirement to attend the office of your property lawyer, they can send any relevant contracts to you, which you can sign and return. Many home movers prefer to instruct a locally based solicitor, but it is not a prerequisite for conveyancing in Blackheath.