What is the best way to check that the solicitor carrying out my conveyancing in Blackheath is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Coventry Building Society thus spending £187.00 plus VAT in additional conveyancing invoice.
Please do make use of the search tool on this site. Please choose the mortgage company and type ‘Blackheath’ or your preferred area and you will see a number of lawyer offices in Blackheath or by proximity to you.
My aunt informed me that in buying a property in Blackheath there may be various restrictions prohibiting external alterations to a property. Is this right?
We are aware of anumerous of properties in Blackheath which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Blackheath should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
When it comes to lenders such as Bank of Ireland, do Blackheath conveyancers face an annual charge to be on the list of approved solicitors?
We are not aware of any lender fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I have instructed a Blackheath property lawyer having checked that they are on the Barclays conveyancing panel. Does my lawyer arrange the survey of the property?
Barclays will need an independent valuation of the property. Your lawyer will not arrange this. Usually Barclays will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Blackheath postcode. As you are getting a mortgage with Barclays, you could contact them to see if they have a list of approved surveyors in Blackheath.
Should commercial conveyancing searches reveal proposed roadworks that could affect a commercial land in Blackheath?
Its becoming the norm that commercial conveyancing solicitors in Blackheath will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Blackheath. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Blackheath.
For each commercial conveyancing transaction in Blackheath it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may result in delays to Blackheath commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not ordered for residential conveyancing in Blackheath.
How does conveyancing in Blackheath differ for new build properties?
Most buyers of new build residence in Blackheath approach us having been asked by the builder to exchange contracts and commit to the purchase even before the property is finished. This is because new home sellers in Blackheath typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Blackheath or who has acted in the same development.
I have been advised by numerous estate agents in Blackheath to find a conveyancer on your site. Is there a financial advantage for Estate Agents to recommend your services ahead of another?
We don’t make any financial incentive for sending work our way. We thought it would be too underhand to pay a commission as a client could think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.
I am intending to sublet my leasehold flat in Blackheath. Conveyancing solicitor who did the purchase is retired - so can't ask him. Is permission from the freeholder required?
A small minority of properties in Blackheath do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably refuse but, in such cases, they would need to review references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.
After months of correspondence we simply can't agree with our landlord on how much the lease extension should cost for our flat in Blackheath. Can we issue an application to the Residential Property Tribunal Service?
You certainly can. We are happy to put you in touch with a Blackheath conveyancing firm who can help.
An example of a Lease Extension case for a Blackheath premises is 73 Walerand Road in August 2012. the result of the findings of the Tribunal led to a premium to be paid for the extended lease in respect of Flat 73 in the sum of £10,040. The premium applicable in respect of Flat 85 was £5,710. This case was in relation to 2 flats. The unexpired term was 72 years.