Our Blackheath lawyer has identified an inconsistency when comparing the surveyor’s assumptions in the valuation report and what is in the title deeds. My lawyer says that he needs to check that the lender is OK with this discrepancy and is content to go ahead. Is my conveyancer’s approach appropriate?
Your property lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
My aunt passed away six months ago and as sole heir and executor I was left the property in Blackheath. The house had a small mortgage remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Nottingham, pay off the mortgage. Is this possible?
If you plan to re-mortgage then Nottingham will insist on your using a conveyancer on the Nottingham conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nottingham conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nottingham mortgage is registered as a charge at the Land Registry.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The solicitors who did the conveyancing in Blackheath 10 years ago are no longer around. What are my next steps?
Assuming the title is registered the information relating to your proprietorship will be retained by HMLR under a Title Number. It is possible to perform a search at the Land Registry, find your house and secure current copies of the property title for less than a fiver. Where the title is Leasehold then the Land Registry will usually retain a certified duplicate of the Registered Lease and again, a copy can be obtained for a small fee.
I am using a search engine for the phrase cheap conveyancing in Blackheath it reveals numerous property lawyersin the vicinity. With so much choice what is the best way to find the suitable property lawyer for me?
The best method of choosing a suitable conveyancer is via trusted referral, so seek the opinion of colleagues and those you trust who have bought a property in Blackheath or a respected estate agent or financial adviser. Costs for conveyancing in Blackheath vary, so it's sensible to obtain at least three estimates from varying types of solicitors. Dont forget to clarify what costs in the quote includes.
My wife and I purchased a leasehold house in Blackheath. Conveyancing and Norwich and Peterborough Building Society mortgage are in place. I have received a letter from someone claiming to own the freehold. It included a ground rent demand for rent dating back to 1993. The conveyancing solicitor in Blackheath who acted for me is not around. Do I pay?
The first thing you should do is make enquiries of the Land Registry to make sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. There is no need to incur the fees of a Blackheath conveyancing lawyer to do this as it can be done on-line for a few pound. You should note that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I have tried to negotiate informally with with my landlord for a lease extension without getting anywhere. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Blackheath conveyancing firm to assist?
Absolutely. We are happy to put you in touch with a Blackheath conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Blackheath flat is 73 Walerand Road in August 2012. the result of the findings of the Tribunal led to a premium to be paid for the extended lease in respect of Flat 73 in the sum of £10,040. The premium applicable in respect of Flat 85 was £5,710. This case was in relation to 2 flats. The unexpired residue of the current lease was 72 years.
What is the difference between surveying and conveyancing in Blackheath?
Conveyancing - in Blackheath or elsewhere - is the process of legally transferring legal title of property from one person to another. It therefore includes the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re purchasing and will help you find out about the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the seller to fix the defects before you complete your move.