Me and my wife are acquiring property in St Johns. My property lawyer is not listed on the bank conveyancing list. Is it possible for me to continue with my St Johns conveyancing solicitor notwithstanding that they are not on the bank panel of approved conveyancing solicitors?
Your options include
- Complete the purchase with your preferred St Johns solicitor but your mortgage company will undoubtedly retain a lawyer from their approved panel. This will result in additional cost and potential frustration.
- Get a fresh property lawyer to conduct the conveyancing, obviously checking they are on the bank conveyancing panel.
- Convince your property lawyer to apply to join the bank panel
What will a local search inform me regarding the house we're buying in St Johns?
St Johns conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company for instance Searches UK The local search plays a central part in most St Johns conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your new home. The search will reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
three months have elapsed since my purchase conveyancing in St Johns took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying a new build flat in St Johns. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in St Johns
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
I decided to have a survey done on a house in St Johns prior to appointing solicitors. I have been informed that there is a flying freehold element to the house. My surveyor advised that some lenders tend not give a loan on such a premises.
It varies from the lender to lender. Santander has different instructions for example to Halifax. Should you wish to call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in St Johns. Conveyancing will be smoother if you use a solicitor in St Johns especially if they are acquainted with such properties in St Johns.
I have been sourcing a conveyancing solicitor in St Johns for my house move. Can I review a firm’s complaints history with the profession’s regulator?
Anyone may find published Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The SRA may recorded call for training reasons.