I require conveyancing for a flat in a relatively new development (seven years old) in St Johns. 95% of the properties have already been occupied. Is it strictly necessary to order conveyancing searches for my conveyancing in St Johns?
If you getting a loan, your bank will require some (many) of the searches so you'll have no choice. If not, then St Johns conveyancing searches are for you to decide upon. Your solicitor, will ’encourage’, perhaps strongly, that you should have the searches done, but he or she has a professional duty to do this. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you insist that your lawyer to proceed without searches then your lawyer will have to follow your instructions or you will need to switch to an alternative solicitor for your conveyancing in St Johns.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in St Johns. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 29/7/2025, the requirements read as follows :
Despite weeks of looking the Title Certificate and documents to my house can not be found. The lawyers who did the conveyancing in St Johns 10 years ago no longer exist. What do I do?
Assuming the title is registered the details of your proprietorship will be documented by HMLR with a Title Number. It is easy to perform a search at the Land Registry, locate your house and order up to date copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will also normally hold a certified copy of the Registered Lease and again, a copy can be obtained for twenty pounds.
How does conveyancing in St Johns differ for new build properties?
Most buyers of new build residence in St Johns approach us having been asked by the developer to sign contracts and commit to the purchase even before the property is completed. This is because developers in St Johns typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in St Johns or who has acted in the same development.
I decided to have a survey completed on a property in St Johns in advance of retaining solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some lenders tend refuse to grant a mortgage on such a home.
It depends who your proposed lender is. HSBC has different instructions from Nationwide. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in St Johns. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in St Johns to see if the conveyancing will be more expensive.
What is different about your site and alternative online quote calculators when it comes to conveyancing in St Johns?
At this site receive a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in St Johns. Unlike many estate agents and many comparison sites we are not in the business of charging firms a commission if you select them for your property ownership legalities in St Johns