I am need of leasehold conveyancing for a flat in a relatively new development (five years built) in St Johns. The vast majority the appartments are already disposed of. Is it strictly necessary to order neighbourhood searches as part of conveyancing in St Johns?
Conveyancing Searches are a central link in the St Johns conveyancing process. There are numerous companies delivering St Johns conveyancing searches, as well straight from the local authority. These are known collectively as personal search organisation due to them carrying out, personal searches. However, all Local Authority Search conveyancing products have one thing in common - they must secure their data from the local authority.
I have a terraced Georgian house in St Johns. Conveyancing practitioner acted for me and Barclays Direct. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in St Johns and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing practitioner who conducted the work.
I am purchasing my first flat in St Johns with the aid of help to buy. The builders would not move on the price so I negotiated 6k of fixtures and fittings instead. The estate agent suggested that I not inform my lawyer about this side-deal as it may adversely affect my loan with Birmingham Midshires. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Over the last few months I have been searching for a flat up to £305k and identified one close by in St Johns I like with open areas and railway links in the vicinity, the downside is that it only has 52 years unexpired on the lease. There is not much else in St Johns in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
If you require a mortgage the remaining unexpired lease term will be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
I am downsizing from my house. My past solicitors closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in St Johns if that affects matters.
You should use our search tool to help you find a solicitor for your conveyancing in St Johns. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
I am looking for a conveyancing lawyer in St Johns for my remortgage. Is there any facility to review a solicitor's record with the legal regulator?
One can find presented Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The SRA could monitor call for training requirements.