I am purchasing a house and require a conveyancing solicitor in Lewisham who is on the HSBC Bank approved. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for HSBC Bank in certain locations such as Lewisham. We dont recommend any particular firm.
We have agreed to purchase a house in Lewisham. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Kent Reliance be concerned?
Given that you are obtaining a mortgage with Kent Reliance your lawyer must comply with the formal instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and lawyers are required to report to Kent Reliance where a lease does not comply with these conditions. The conditions relate to the installation of panels on properties countrywide and is not limited to Lewisham.
I currently have a mortgage with Principality for my property in Lewisham. Conveyancing has been completed a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Principality?
Your original mortgage agreement with Principality will provide that you need their approval before letting out your property as this is likely to be a breach of Principality’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. It should not be necessary to do this via a Principality conveyancing panel lawyer.
At last I have had an offer on a maisonette in Lewisham accepted, the owners do however have a tied purchase. The vendors have put an offer on a property, but it’s not been accepted yet, and are looking at other properties in the pipeline. I have selected a nearby conveyancing solicitor in Lewisham. What should be my next step? When should I get the mortgage application with Santander going?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then survey, Lewisham conveyancing search fees, etc). The first thing to do is ensure that your property lawyer is on the Santander conveyancing panel. As to the next stages this very much depends on the uniqueness of your case, desire for this property and on the state of the market. In a hot market some buyers will apply for a home loan with Santander and arrange for the valuation and only if it was satisfactory would they pay their property lawyer to move forward with the conveyancing in Lewisham.
I require expedited conveyancing in Lewisham as I have a deadline to complete inside one month. Luckily I do not require a mortgage. Is it possible to avoid the conveyancing searches to save money and time?
If.Given you are not getting a mortgage you have the choice not to have searches carried out although no lawyer would suggest that you don't. With plenty of history conveyancing in Lewisham the following are examples of issues that can arise and adversely impact the marketability of the property: Refused Planning Applications, Overdue Fees, Outstanding Grants, Railway Schemes,...
Are there restrictive covenants that are commonly identified during conveyancing in Lewisham?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Lewisham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How difficult is it to transfer to a new conveyancer as I have to select one who is on the Barclays conveyancing list. I was using a family conveyancing solicitor in Lewisham round the corner but the firm is not accepted by Barclays
We will our best to assist in finding you a conveyancing solicitor in Lewisham on the Barclays panel. Please note that the property lawyers that we on the directory do not pay us commission if you instruct them and are authorised and regulated by the SRA who oversee all conveyancing solicitors in Lewisham. Using search facility on this page, you can scrutinise costs for conveyancing solicitors in Lewisham and throughout England and Wales.
Back In 2004, I bought a leasehold flat in Lewisham. Conveyancing and Barclays Direct mortgage organised. I have received a letter from someone claiming to own the reversionary interest in the property. It included a ground rent demand for rent dating back to 1994. The conveyancing practitioner in Lewisham who previously acted has long since retired. Any advice?
First make enquiries of HMLR to make sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. There is no need to instruct a Lewisham conveyancing firm to do this as you can do this on the Land Registry website for a few pound. You should note that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I own a two-bedroom flat in Lewisham. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the sum due for the purchase of the freehold?
Where there is a missing freeholder or if there is disagreement about the premium for a lease extension, under the relevant statutes you can apply to the First-tier Tribunal (Property Chamber) to determine the price.
An example of a Lease Extension decision for a Lewisham property is 73 Walerand Road in August 2012. the result of the findings of the Tribunal led to a premium to be paid for the extended lease in respect of Flat 73 in the sum of £10,040. The premium applicable in respect of Flat 85 was £5,710. This case related to 2 flats. The unexpired term as at the valuation date was 72 years.