What is the best way to investigate if the solicitor conducting my conveyancing in Hither Green is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Barclays Direct thus spending £192.00 in further conveyancing fees.
You should make the most of the find a lender approved solicitor tool on this web page. Please choose the mortgage company and type ‘Hither Green’ or your preferred area and you will be presented with a number of lawyer offices in Hither Green or near you.
Have purchased a a terraced house in Hither Green , What is the estimated time for the Land Registry to register my ownership? My Hither Green conveyancing solicitor works at snail pace, so I want to check that my name is recorded.
As far as conveyancing in Hither Green is concerned, registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can differ subject to who lodges the application, whether it is in order and whether the Land registry need to notify any other parties. At present approximately three quarters of such applications are completed in less than three weeks but occasionally there can be protracted delays. Historically registration occurs after the buyer has moved in to the premises so registration formalities is not usually primary concern yet if there is a degree of urgency associated with the registration then you or your solicitor should speak with the land registry and explain the circumstances.
I'm buying a new build house in Hither Green with a loan from Birmingham Midshires. The sellers refused to reduce the price so I negotiated £7000 of additionals instead. The estate agent told me not disclose to my conveyancer about the side-deal as it will adversely affect my mortgage with Birmingham Midshires. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Over the last few months I have been searching for a flat up to £195,000 and found one round the corner in Hither Green I like with a park and station nearby, the downside is that it's only got 49 years on the lease. I can't really find anything else in Hither Green in this price bracket, so just wondered if I would be making a mistake buying a short lease?
Should you need a mortgage the shortness of the lease will be problematic. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least twenty four months you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor about this.
I have been recommended by numerous estate agents in Hither Green to locate a conveyancer on your site. Is there a financial inducement for Estate Agents to promote your lawyers ahead of alternative conveyancing organisations?
We don’t make any referral fee for sending work in our direction. We thought it would be too underhand a fee because home movers will think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
My partner has urged me to appoint his conveyancing solicitors in Hither Green. Should I choose my own solicitor?
There are no two ways about it the ideal way to select a conveyancing lawyer is to seek referrals from friends or family who have previously instructed the conveyancer that you are are thinking of instructing.