Having sold my house in Downham last October but my buyer keeps texting every few hours to say their lawyer needs to hear from mysolicitor. What should my lawyer have done now that I have sold?
Following your sale your conveyancer should deliver the transfer documentation and all supplemental paperwork to the purchaser's lawyers. If applicable, your solicitor must also confirm that the mortgage has been redeemed to the purchasers solicitors. There are no post completion formalities unique to conveyancing in Downham.
Can you point me to a directory of Kent Reliance panel conveyancers in Downham on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. A small selection of lenders make their panel listings available online. Where you are seeking to appoint a Downham conveyancing practitioner on the Kent Reliance please use our tool.
My fiancee and I are spending time looking at flats in Downham and I am now considering a potential offer. Is it best to have my conveyancer on ‘stand by’? I will be getting a mortgage with Coventry BS.
It would be sensible to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. Given that you are getting a mortgage with Coventry BS, make sure you remember to check that your lawyer is on the Coventry BS conveyancing panel.
I am selling my apartment. I had a double glazing fitted in October 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Nationwide are being a right pain. The Downham solicitor who is on the Nationwide conveyancing panel is saying indemnity insurance will be fine but Nationwide are insisting on a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What will a local search reveal about the property my wife and I buying in Downham?
Downham conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search organisations for example Searchflow The local search is essential in every Downham conveyancing purchase; that is if you don’t want any nasty surprises after you move into your property. The search will reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
4 months have elapsed following my purchase conveyancing in Downham concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Just had an offer accepted on a new build flat in Downham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Downham
Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
My husband and I are new to the buying process - had an offer accepted, but the estate agent has warned us that the vendor will only proceed if we instruct the agent's chosen solicitors as they are insisting on a ‘quick sale’. We would rather use a local solicitor used to conveyancing in Downham
It is highly unlikely the owners are behind this. Should the owner desire ‘a quick sale', turning down a serious purchaser is going to damage their objectives. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are ready to go, with finances in place © you are chain free (d) you wish to move quickly (e)but you intend to use your preferred Downham conveyancing lawyers - rather thanthe ones that will provide the negotiator at the agency a referral fee or meet his conveyancing targets demanded by senior management.