We are buying a house in Downham. It might be a silly question but how we can trust a lawyer? On the day of competition we have to deposit our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am planning to move house in October. Does my conveyancing solicitor update the removal company on the day of completion. As an aside, can you suggest a removal company in Downham. Conveyancing firm was chosen before I stumbled across this page.
On the afternoon of completion you will need to pick up the keys from the property agent but this should only take place after the vendors conveyancers confirm to the agent that they have the completion monies and the keys can be given over. You will need to advise the removal company that they can start moving you in. We are not in a position to suggest a specific removal company but can help you find a conveyancing in Downham or a firm that specialises in conveyancing in Downham.
I have decided to exercise my right to buy my property in Downham off the council. I have a mortgage offer with Aldermore. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
Due to the encouragement of my in-laws I had a survey completed on a house in Downham in advance of appointing conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some banks may not issue a loan on this type of property.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. If you call us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Downham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Downham to see if the conveyancing will be more expensive.
Do I need to be suspicious by estate agents that I am dealing with are suggesting a nationwide conveyancing firm rather than a High Street Downham conveyancing practice?
As is the case with lots of professional services, often referrals from relatives can be worth their weight in gold. Nevertheless there are lots of players in a conveyancing deal; estate agents, mortgage brokers and lenders may recommend lawyers to use. Sometimes the lawyers might be known to one of the organisations as experts in their field, but sometimes there exists a financial incentive behind the endorsement. You have the right to select your own conveyancer. You need to be aware that many banks have an approved list of solicitors you must use for the lender related work in your transaction.
As co-executor for the will of my aunt I am selling a residence in Monmouth but live in Downham. My conveyancer (approximately 200 kilometers from meneeds me to execute a statutory declaration before the transaction finalising. Could you suggest a conveyancing lawyer in Downham who can attest and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are Downham based
My partner and I may need to sub-let our Downham ground floor flat for a while due to taking a sabbatical. We instructed a Downham conveyancing firm in 2004 but they have closed and we did not have the foresight to get any advice as to whether the lease allows us to sublet. How do we find out?
A small minority of properties in Downham do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably refuse but, in such cases, they would need to review references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
I inherited a second floor flat in Downham. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal make a decision on the sum due for a lease extension?
if there is a absentee landlord or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to calculate the price.
An example of a Freehold Enfranchisement decision for a Downham property is Ravensbourne Lodge 4 Highland Road in February 2013. the Tribunal held that the amount payable for the freehold was £22,268
Do online conveyancing organisations undertake everything a local Downham solicitor does or must I employ a solicitor for the final stages for my conveyancing in Downham?
Where you instruct an online conveyancer they will cover all the work your Downham solicitor would cover.