It may have been a long time coming a loan offer from Nationwide for the remortgage of my 2 room flat is coming within the next few days. Could you propose a cheap conveyancing practitioner in Radyr?
This site is not designed to help those in their quest for cut-price fees for conveyancing in Radyr. Our aim is to provide cost effective conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing companies teasing you with £100 conveyancing in Radyr. The optimum outcome, in choosing a lawyer for cheap conveyancing, you will get your money’s worth and at worst you will end up with a surprising uplift in extras and still not end up with the service you were looking for.
We're in Radyr, FTBs buying with a mortgage (lender is Yorkshire BS , and our lawyer is on the Yorkshire BS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Yorkshire BS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
My conveyancer has informed me that lack of planning permission insurance is necessary on my purchase. What is the level of cover for Radyr conveyancing?
The appropriate level of lack of planning permission indemnity insurance should be dictated by who your lender. It would differ for example between Nationwide Building Society and The Mortgage Works. Conveyancing practitioners as opposed to members of the public take out such insurances.
is it true that all Radyr conveyancing solicitors on the Kent Reliance conveyancing panel are overseen by the SRA?
As solicitors, in order to be on the Kent Reliance approved list of solicitors they would need to be governed by the SRA. Some banks do allow licenced conveyancers on their panel and in that case the practice would be governed by the Council of Licensed Conveyancers.
Planning on purchasing a house in Radyr. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Radyr solicitor is on the Kent Reliance conveyancing panel.
Me and my brother have a 4 bedroom Victorian property in Radyr. Conveyancing solicitor represented me and Barclays . I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Radyr and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing solicitor who conducted the purchase.
Due to the advice of my in-laws I had a survey completed on a house in Radyr in advance of instructing lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some banks may refuse to grant a loan on a flying freehold premises.
It varies from the lender to lender. HSBC has different instructions from Halifax. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Radyr. Conveyancing will be smoother if you use a solicitor in Radyr especially if they are acquainted with such properties in Radyr.
In my capacity as executor for the will of my grandfather I am disposing of a property in Cardiff but live in Radyr. My solicitor (approximately 200 kilometers from merequires that I sign a stat dec ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Radyr to witness and place their company stamp on the document?
strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Radyr based