My wife and I are planning to buy a flat in Radyr and are in fact using a Radyr conveyancing practice. Within the past 48 hours our property lawyer has sent a preliminary report and documents to look through in anticipation of exchanging contracts shortly. Santander have this morning contacted us to advise us that they have now hit a problem as our Radyr lawyer is not on their approved list of lawyers. What do we do from here?
When purchasing a property with the benefit of a mortgage it is conventional for the purchasers' lawyers to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel as you are at liberty to use your preferred Radyr lawyers, in which case it will likely add costs, and it will likely delay the transaction as you are adding another lawyer into the mix.
I have just over seventy years left on my lease and need a lease extension for my apartment in Radyr. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/4/2026 the requirements read as follows :
We are getting a further advance on our mortgage from Nationwide as we want to carry out alterations to our home in Radyr. Do we need to choose a nearby Radyr solicitor on the Nationwide conveyancing panel to deal with the legals?
Nationwide do not ordinarily appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide conveyancing panel.
My fiancee and I are spending time looking at flats in Radyr and I am now considering a potential offer. Is it advisable to have a conveyancing practitioner on ‘stand by’? I am planning to take a home loan with Bank of Ireland.
It would be wise to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. Given that you are seeking a mortgage with Bank of Ireland, make sure you remember to check that your lawyer is on the Bank of Ireland conveyancing panel.
Nationwide have agreed my mortgage in principle, my offer on a house in Radyr has been accepted, now what?
The estate agent will need to be advised as to your conveyancing practitioner's details (make sure the property lawyers are on the bank’s approved list). Contact Nationwide or the broker and complete any appropriate forms. Nationwide will appoint a valuer who will get in contact with the estate agent or owners to schedule a slot for the valuation to occur. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Nationwide will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Radyr.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a property in Radyr? or Apparently there is a law dating back centuries that means some homeowners living in a parish church boundary will be compelled to contribute towards maintenance to the chancel in proximity to the church. Is this applicable for conveyancing in Radyr?
Unless a prior purchase of the house took place after 12 October 2013 you may expect solicitors delivering conveyancing in Radyr to continue to recommend a chancel search and or chancel repair liability insurance.
I opted to have a survey carried out on a property in Radyr ahead of retaining conveyancers. I have been informed that there is a flying freehold aspect to the property. My surveyor has said that some banks may refuse to give a loan on such a house.
It varies from the lender to lender. Lloyds has different requirements from Halifax. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Radyr. Conveyancing may be slightly more expensive based on your lender's requirements.
I have been sourcing a conveyancing lawyer in Radyr for my house move. Can I check a firm’s record with the legal regulator?
You may see published Solicitor Regulator Association (SRA) determinations stemming from investigations from 2008 onwards. Visit Check a solicitor's record. To find details Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA may recorded telephone calls for training requirements.