Do the conveyancing lawyers that are recommend handle auction conveyancing in Harrow?
We know of a number of auction practitioners we can put you in touch with those who can conduct auction conveyancing. Harrow is just one of our areas of where our lawyers cover.
It is is a decade since I bought my property in Harrow. Conveyancing solicitors have recently been instructed on the sale but I am unable to locate my deeds. Will this jeopardise the sale?
You need not be too concerned. First there is a possibility that the deeds will be retained by your lender or they could stored with the solicitor who acted in the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Nearly all conveyancing in Harrow relates to registered property but in the rare situation where your home is not registered it is more problematic but is resolvable.
I am planning to move house in July. Will my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you put forward a removal company in Harrow. Conveyancing lawyer was organised prior to coming across your page.
On the day of completion you can pick up the keys from your selling agent but this should only occur after the sellers lawyers advise the agent that the monies to complete are in and the keys can be collected. You can tell the removal men that you are ready to move in. As a matter of policy we do not suggest a specific removal organisation but can assist you in finding a conveyancing in Harrow or a legal practice with expertise in conveyancing in Harrow.
Two weeks ago we had a mortgage agreed in principle with Aldermore. Harrow conveyancing solicitors have been selected. What is the average time that one could expect to receive a mortgage offer from Aldermore?
Some lenders take longer than others. Have Aldermore conducted the valuation? Have you advised Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have paid off my mortgage with Santander. I assume I don't need a Harrow solicitor on the Santander panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
I am buying a new build flat in Harrow. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Harrow
Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Forfeiture - bankruptcy or liquidation must not apply under this provision. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Harrow is where the house is located. Can you offer any advice?
Flying freeholds in Harrow are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Harrow you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Harrow may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am hoping to exchange soon on a garden flat in Harrow. Conveyancing lawyers have said that they are sending me a report tomorrow. What should I be looking out for?
Your report on title for your leasehold conveyancing in Harrow should include some of the following:
Specifying your legal entitlements in relation to the communal areas in the building.E.G., does the lease include a right of way over an accessway or hallways? You should be sent a copy of the lease The landlord’s rights to access the property. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. The total ownership of the property. This might be the flat itself but could also incorporate a roof area or cellar if applicable.
Despite our best efforts, we have been unsuccessful in negotiating a lease extension in Harrow. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most certainly. We are happy to put you in touch with a Harrow conveyancing firm who can help.
An example of a Lease Extension decision for a Harrow residence is flat 93b Welldon Crescent in May 2009. The Tribunals valuation for a 90-year lease extension of this fat was £13,171 This case affected 1 flat. The unexpired term as at the valuation date was 75.25 years.