My fiance and I are intent on acquiring a maisonette in Harrow. My lawyer is not listed on the bank solicitor panel. Am I still permitted to continue with my Harrow conveyancing solicitor notwithstanding that they are excluded from the lender panel?
You have a couple of alternatives open to you here
- Complete the deal with your chosen Harrow solicitor but your bank will need to instruct a solicitor on their approved panel. The net result is additional fees together with potential delay.
- Choose a fresh lawyer to conduct the conveyancing, making sure they are on the bank conveyancing panel.
- Appeal to your conveyancer to attempt to join the bank panel
My nephew is about to exchange on a newly built flat in Harrow with a home loan from Nottingham. His lawyer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Nottingham conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Nottingham conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
We are due to move home in February. Should my conveyancing solicitor communicate with the removal company on the completion day. As an aside, can you recommend a removal company in Harrow. Conveyancing solicitor was organised prior to coming across your page.
On the afternoon of completion you can pick up the house keys from the selling agent however this should only happen once the previous owners lawyers inform the agent that they have the completion monies and the keys can be released. After that you should inform the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can assist you in choosing a residential property solicitor in Harrow or a firm that specialises in conveyancing in Harrow.
When it comes to lenders such as RBS, do Harrow solicitors have to pay a fee to be on the list of approved solicitors?
We are not aware of any bank fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
The formalities of my remortgage has taken place for my property in Harrow. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
My company is wishing to take an assignment of a lease of an office on the high street. Can you recommend solicitors offering no-move-no fees for commercial conveyancing in Harrow for below 2k?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Harrow, including the sale and acquisition of businesses as well as simply property. If you are looking to buy or dispose of a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right firm. As for the charges these will vary based on the structure and complexity of the deal. Please provide us with your details or phone us so that we may furnish you with a fixed commercial conveyancing quote.
I need to instruct a conveyancing solicitor for purchase conveyancing in Harrow. I have chance upon a web site which appears to be the perfect answer If it is possible to get all formalities done via phone that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Should I be concerned if there is an issue with one of the searches for my conveyancing in Harrow?
On the whole, almost all issues arising from Harrow conveyancing search results can be addressed ahead of completion or title insurance may be taken. You should note that although you intend on buying the property and may be content to live with the search results, your mortgage lender may not, and when all said and done they have the word say.