Can your site be used to locate a Conveyancing solicitor in Harrow even where I’m not purchasing or selling a house, for instance where I want to acquire an office in Harrow with a loan from Skipton Building Society?
Our comparison service is mainly there to locate domestic conveyancing solicitors in Harrow but we have recorded towards the end of this page a selection of Harrow commercial conveyancing firms. You should enquire with the solicitors directly to see if they are also authorised to represent Skipton Building Society
My grandfather passed away six months ago and as sole heir and executor I was left the property in Harrow. The house had a small mortgage left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this allowed?
Given you plan to re-mortgage then Skipton will insist on your using a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.
I have today made my last payment due on my mortgage with Skipton. I assume I don't need a Harrow property lawyer on the Skipton panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
I currently have a mortgage with Lloyds for my property in Harrow. Conveyancing has been completed some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Lloyds?
Your original mortgage agreement with Lloyds will provide that you need their approval prior to letting out your property as this is likely to be a breach of Lloyds’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. You need not do this via a Lloyds conveyancing panel solicitor.
Planning on purchasing a maisonette in Harrow. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Harrow conveyancer is on the Clydesdale conveyancing panel.
My business partner and I are looking to lease a unit on the high street. Can you recommend lawyers offering no-sale-no costs for commercial conveyancing in Harrow for below £2000?
We can recommend firms who have specialist knowledge of commercial conveyancing in Harrow, including the sale and purchase of businesses as well as simply property. If you are hoping to buy or dispose of a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right lawyer. Regarding the costs this will depend on the structure and complexity of the deal. Let us have your contact information or telephone so as to enable us to supply you with a detailed commercial conveyancing calculation.
I work for a long established estate agent office in Harrow where we have witnessed a few flat sales jeopardised due to leases having less than 80 years remaining. I have received conflicting advice from local Harrow conveyancing solicitors. Please can you clarify whether the owner of a flat can instigate the lease extension formalities for the purchaser on completion of the sale?
As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer need not have to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the sale.
Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.
I own a ground floor flat in Harrow. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the sum due for the purchase of the freehold?
Most certainly. We can put you in touch with a Harrow conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Harrow premises is flat 93b Welldon Crescent in May 2009. The Tribunals valuation for a 90-year lease extension of this fat was £13,171 This case was in relation to 1 flat. The unexpired term was 75.25 years.
My husband and I are FTB’s just having agreed a price on a property in Harrow, and are about to get solicitors instructed. I have made use of the various rating based websites and the quotes are from all across the country. Is it essential to have a Harrow solicitor local to the prospective new home? We are willing to do everything electronically, but I guess at some point we will be required to visit the conveyancer's office to sign documents?
The conveyancing practitioner does not have to be in Harrow, but choosing local means that you can go in if you need to, by way of example, if a signature is immediately necessary. In addition, a Harrow solicitor have established relationships with local agents and (if the vendor has instructed a local lawyer) with them, which will help keep things moving faster.