I am expecting a offer of a home loan from Santander. I would like to enlist the help of a Licensed Conveyancer in St Albans. Does the Santander Conveyancing panel allow for Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Can I use your services to recommend a Conveyancing solicitor in St Albans even if I’m not buying or disposing of a house, for instance where I intend to acquire a shop in St Albans with a loan from Britannia?
Our comparison service is mainly utilised to help choose residential conveyancing solicitors in St Albans but we have recorded towards the end of this page some St Albans commercial conveyancing firms. You should make contact with the firm directly to check if they can also act for Britannia
After reviewing mumsnet.com for a recommended solicitor in St Albans, many post that I must instruct a CQS kitemarked lawyer. What is CQS?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in home ownership transfers, trusted by some of the UK's biggest banks. Four years ago the Conveyancing Quality Scheme was officially recognised by the Building Societies Association (BSA). The scheme does not cover licenced conveyancers. St Albans is one of the many areas in England and Wales where there are CQS lawyers.
What does a local search tell me about the house I am buying in St Albans?
St Albans conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company such as Xpress Legal The local search is essential in every St Albans conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your property. The search should provide data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
How does conveyancing in St Albans differ for newly converted properties?
Most buyers of new build or newly converted property in St Albans contact us having been asked by the builder to exchange contracts and commit to the purchase even before the property is finished. This is because house builders in St Albans usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in St Albans or who has acted in the same development.
I am looking for a conveyancing practitioner in St Albans for my home move. Can I see a firm’s complaints history with the legal regulator?
Members of the public may review presented Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The regulator could recorded call for training reasons.