My husband and I are buying a new build apartment in St Albans and my lawyer is informing me that she has to the mortgage company to disclose incentives from the builder. The Estate Agents are hassling me to sign contracts and I have no desire to prolong the conveyancing. Is my lawyer right?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Having sold my house in St Albans last November but the buyer keeps Skype messaging daily to say their lawyer needs to hear from mysolicitor. What should have happened following completion?
Post completion of your house sale your conveyancer should send the transfer deeds and all additional paperwork to the purchaser's solicitors. Depending on the transaction, your solicitor must also confirm that the legal charge in favour of the lender has been repaid to the buyers conveyancers. There is unlikely to be post completion steps peculiar conveyancing in St Albans.
Is it necessary during the course of the conveyancing process to attend the offices of the solicitor to sign the legal charge? If so, I will appoint a lawyer who conducts conveyancing in St Albans so that I can pop in to their offices if necessary.
These days approved lawyers for banks conduct all of the communications via Royal Mail, internet or over the phone. This means that they can undertake the conveyancing transaction no matter where you live in England or Wales. However you can see if you can still book an appointment to visit conveyancing lawyer if you prefer.
Me and my brother have a renovated Victorian property in St Albans. Conveyancing solicitor represented me and HSBC Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold with the exact same property. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in St Albans and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with your conveyancing solicitor who conducted the work.
What does commercial conveyancing in St Albans cover?
Commercial conveyancing in St Albans incorporates a broad array of guidance, provided by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
My uncle has urged me to appoint his conveyancing solicitors in St Albans. Do I take his advice?
Much as we are happy to recommend a St Albans conveyancing lawyer the best way to find a conveyancing lawyer is to get feedback from friends or family who have actually previously instructed the conveyancer that you are contemplating using.