I have just been advised by my IFA that my St Albans property lawyer is not on the lender Solicitor panel. What can I do to be certain whether this is indeed the case?
The first thing you need to do is to contact your St Albans lawyer directly. You lawyer should notify you what has happened. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.
What is your number one tip for choosing a conveyancing solicitor in St Albans
We would encourage you not to base your choice on the lowest St Albans conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am assisting my step-mother sell her property in St Albans. Will the conveyancer order an energy performance certificate or do I organise this?
After the demise of Home Information Packs, EPC’s was kept a mandatory component of selling a house. An energy assessment should be commissioned before the property is put on the market. This is not as aspect of the sale process that lawyers ordinarily arrange. If you are instructing a St Albans conveyancing lawyer they may be willing to arrange energy assessments due to their contacts with long established St Albans providers
We are getting the release of further funds on our home loan from RBS as we intend to carry out renovations to our home in St Albans. Do we need to choose a nearby St Albans solicitor on the RBS conveyancing panel to deal with the legals?
RBS don't usually appoint a member of their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS conveyancing panel.
Due to the guidance of my in-laws I had a survey completed on a property in St Albans prior to appointing solicitors. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some lenders tend not issue a loan on such a house.
It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in St Albans. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in St Albans to see if the conveyancing costs will increase in light of this.
Taking into account that I will soon spend over three hundred thousand on a house in St Albans I wish to have a conversation with the conveyancer about myconveyancing in advance of appointing the firm. Is this something that you can arrange?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer who will be doing your property ownership legalities in St Albans.There is no ‘factory style conveyancing’ - every client is an important individual, not a case number. The solicitors that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in St Albans should be the figure that you end up paying.
I am using a search engine for the term cheap conveyancing in St Albans it shows results of numerous conveyancersin the vicinity. How do I determine which is the right property lawyer for me?
The ideal method of seeking a suitable conveyancer is through a personal testimonial, so ask colleagues and family who have bought a property in St Albans or the reputable estate agent or mortgage broker. Fees for conveyancing in St Albans differ, so it's sensible to obtain at least four quotes from varying types of companies. Dont forget to clarify that the charges are guaranteed not to rise.
My wife and I have an offer in principle from National Westminster Bank who suggested that they will lend up to £300k. When do I need to instruct a practitioner for conveyancing? St Albans is where we plan to move to.
You can appoint a conveyancing practitioner now requesting that they generate a file for you. This will kickstart: 1) the selling agent to issue a Sales Memorandum to all parties 2) the seller’s conveyancing practitioner to submit the draft paperwork. That being said, do not instruct your conveyancing practitioner to order searches until you have your valuation report via National Westminster Bank and you are content to move forward.