I am purchasing an apartment in Berkhamsted. My property lawyer is not on the bank approved panel. Am I still permitted to retain my Berkhamsted conveyancing solicitor even though they are not on the bank panel of approved conveyancing solicitors?
One must use a conveyancer to deal with the legal work required when you take out a mortgage to buy your home. The conveyancer will conduct all the relevant investigations on the property, make sure that you’re registered as proprietor and ensure that all the necessary mortgage paperwork is in order. You may instruct a Berkhamsted conveyancer of your choice. Nevertheless, if the lawyer appointed is not on the lender approved list supplemental charges will be levied as separate legal representation will be required by them. Conveyancing panel applications may be submitted, so where your conveyancer has not historically sought membership they should take the chance to apply.
We are a couple about to exchange contracts for a leasehold flat in Berkhamsted. We encountered a snag. The loan offer with Alliance & Leicester expires on 2/2/2026 but the owners are suggesting a completion date of 4/2/2026. Can one prolong the loan offer?
The best person to deal with your concern is your solicitors who will hopefully determine whether he or she is corresponding with the bank, vendor’s lawyers, selling agents or conceivably all three based on the circumstances your transaction to date.
It is a dozen years since I purchased my property in Berkhamsted. Conveyancing lawyers have just been appointed on the sale but I am unable to locate my title documents. Will this jeopardise the sale?
Don’t worry too much. Firstly there is a possibility that the deeds will be retained by the mortgage company or they may be in the possession of the conveyancers who handled your purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Almost all conveyancing in Berkhamsted relates to registered property but in the unlikely event that your home is unregistered it is more tricky but is resolvable.
I am thinking of mortgaging my property in Berkhamsted, does my lawyer need to be on the Kent Reliance Conveyancing panel?
There is nothing to stop you using your solicitor, but Kent Reliance will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
I used Arc property Solicitors several years past for my conveyancing in Berkhamsted. Now, I need my files but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Berkhamsted of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
A licensed conveyancer acted on my conveyancing in Berkhamsted half a dozen years past having archived my title documents but has since been shut down – how do I retreive these?
Deeds, as such, no longer exist as the majority of properties in Berkhamsted are recorded electronically at Land Registry. Where you need to show ownership or are selling or re-mortgaging your solicitor should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.