We are planning to buy with Norwich and Peterborough Building Society. We have called around locally but cant to find a Blackley conveyancing firm on the Norwich and Peterborough Building Society approved list. Please you assist?
Feel free to make the most of the search tool on this page. Pick the lender and type Blackley or your location and you will be presented with numerous solicitors offices in Blackley or near you.
It has been three months since my purchase conveyancing in Blackley concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am purchasing a new build house in Blackley with a mortgage from Nationwide Building Society. The builders would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The property agent advised me not inform my lawyer about this extras as it will impact my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Blackley is the location of the property. What do you suggest?
Flying freeholds in Blackley are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Blackley you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Blackley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I need to appoint a conveyancing solicitor for freehold conveyancing in Blackley. I happened to discover a site which looks to be the ideal offering If it is possible to get all the legals completed via web that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My conveyancing in Blackley completes next Friday, however the sellers I am purchasing from wants to move out 24 hours later at midday. Should I accept this?
You can't complete on a Saturday because the bank systems are not operating.