Find a Lender-Approved Local Conveyancer in Cheadle

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Cheap conveyancing in Cheadle does not necessarily mean low quality - but the odds are stacked against you

Reasons to use our Cheadle conveyancing solicitors

  • 1 Cheadle solicitor are the key to a successful Cheadle conveyancing experience, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your transaction
  • 2 The hallmark of our conveyancing solicitors in Cheadle is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by large estate agency chains) often falls short of the level of professionalism you will expect.
  • 3 Cut price packages from online conveyancers might be tempting. However, these organisations are often based hundreds of kilometers away with little understanding of the factors that impact property transactions in Cheadle
  • 4 Cheadle lawyers work in conjunction with Cheadle estate agents, house builders, surveyors, lenders and other professionals to make sure that a quality service is provided to buyers and sellers every step of the way, never losing sight of the time-critical nature behind your conveyancing transaction
  • 5 Cheadle conveyancing lawyers will be familiar with the local Land Registry Office, Local Authority and selling agents

Examples of recent conveyancing in Cheadle since July 2021*

Disposal

of terraced premises, Holly Avenue, SK8 1EP completing on 22/07/2021 at a price of £198,000. The legal transfer of property included amongst the various tasks: drafting the sale agreement and Transfer, taking formal instructions from and updating the seller client, securing official copies of the title

Purchase

of flat Gatley Road SK8 1BA, purchased for £72,000. Leasehold conveyancing legalities included: drafting the sale agreement and Transfer, sending conveyancing papers to buyers representatives, taking formal instructions from and updating the seller client

Sale

of house property, Royon Drive, SK3 0TA completing on 29/07/2021 at a price of £230,000. The legal transfer of property included amongst the various tasks: drafting the sale agreement and Transfer, securing official copies of the title, agreeing completion date with parties

Sale

of terraced premises, Kent Road, SK3 0JD completing on 30/07/2021 at a price of £171,000. The legal transfer of property included amongst the various tasks: agreeing completion date with parties, setting up the completion formalities, sending title deeds and executed transfer to buyer’s lawyers

Recently asked questions about conveyancing in Cheadle

I am nearing an exchange on a property in Cheadle and my parents have transferred the exchange deposit to my lawyer. I am now told that as the deposit has been sent from someone other than me my solicitor needs to disclose this to my mortgage company. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the mortgage company about my parents' contribution when I applied for the mortgage, so is it really necessary for this now to be an issue?

Your property lawyer is legally required to clarify with lender to make sure that they know that the balance of the purchase price is not from your own resources. Your solicitor can only disclose this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

At what point will exchange of contracts take place for purchase conveyancing in Cheadle and am I required to attend the solicitors branch?

If you are local to one of the conveyancing solicitors in Cheadle you are invited in to sign documents. However, the firms we recommend supply a nationwide conveyancing service and give just as diligent and professional a job for you when communicating with you electronically. The executing of the sale agreement is not the point of no return. A signed contract is just a prerequisite for the solicitor to exchange contracts when the time is right, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Cheadle)to be in the office at the appropriate time.

What can a local search inform me concerning the house my wife and I purchasing in Cheadle?

Cheadle conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search company for instance Searches UK The local search plays a central role in many a Cheadle conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your property. The search will reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.

I opted to have a survey completed on a house in Cheadle in advance of appointing conveyancers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some mortgage companies will refuse to issue a mortgage on this type of premises.

It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Cheadle. Conveyancing may be slightly more expensive based on your lender's requirements.

Are there any apps to help identify a Cheadle solicitor on the Platform Home Loans Ltd conveyancing panel? I have wheels and am willing to travel upto 25kilometers to meet the solicitor.

Feel free to make use of the facility on this page. Please select a mortgage company and your location and you will see a number of Cheadle conveyancing lawyers located nearest you. We have listed some Cheadle conveyancing firms at the bottom of this page and you can ring them to verify whether they are on the Platform Home Loans Ltd panel

I am looking at a two apartments in Cheadle which have approximately 50 years unexpired on the leases. Will this present a problem?

There is no doubt about it. A leasehold apartment in Cheadle is a wasting asset as a result of the shortening lease. The nearer the lease gets to zero years unexpired, the more it reduces the value of the property. For most purchasers and mortgage companies, leases with less than eighty years become less and less attractive. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the premises for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of premises with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Cheadle conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. More often than not it is possible to negotiate informally with the freeholder to extend the lease. You may find he or she is happy to negotiate informally and willing to consider your offer straight off, without having to involve anyone else. This will save you time and money and it could help you reach a lower price on the lease. You need to ensure that any new terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

Cheadle Conveyancing for Leasehold Flats - Examples of Queries Prior to buying

    What is the service charge and ground rent on the apartment? The majority of Cheadle leasehold apartments will incur a service bill for maintenance of the building set by the landlord. Where you purchase the flat you will have to pay this amount, normally periodically accross the year. This may be anything from several hundred pounds to thousands of pounds for blocks with lifts and large communal areas. There will also be a ground rent to be met yearly, this is usually not a exorbitant sum, say about £25-£75 but you need to check it because on occasion it can be many hundreds of pounds. It is important to be aware if redecorating or some other major work is due in the foreseeable future to be shared between the leaseholders and could well materially impact the level of the service charges or result in a specific invoice.

Last updated

Sample of conveyancing solicitors in Cheadle regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Cheadle but also conveyancing throughout England and Wales.

  • Jmr Solicitors Llp, First Floor, 83-85 High Street, Cheadle, Cheshire, SK8 1AA
  • Dkl Professional Services Limited, 15b Wilmslow Road, Cheadle, Stockport, Cheshire, SK8 1DW
  • Savilles (cheadle) Limited, 25c Gatley Road, Cheadle, Cheshire, SK8 1LY
  • Blue Sky Law Limited, 4 Broughville Drive, Didsbury, Manchester, Lancashire, M20 5WH
  • Lowick Mckay, 44/46 Church Road, Gatley, Cheadle, Cheshire, SK8 4NQ

Residential Landlord and Tenant Conveyancing solicitors in Cheadle

The firms listed below are a small selection of solicitors in Cheadle practicing in landlord and tenant law and on the regulations governing different types of tenancies. This will likely include advice on Court proceedings for possession

  • Dkl Professional Services Limited, 15b Wilmslow Road, Cheadle, Stockport, Cheshire, SK8 1DW
  • Savilles (cheadle) Limited, 25c Gatley Road, Cheadle, Cheshire, SK8 1LY
  • Lowick Mckay, 44/46 Church Road, Gatley, Cheadle, Cheshire, SK8 4NQ
  • Priority Law Limited, Lake View, Lakeside, Cheadle, Cheshire, SK8 3GW
  • Hargreaves Gilman Solicitors Limited, 512 Kingsway, Didsbury, Manchester, Lancashire, M19 1WW

Domestic Licensed Conveyancers in Cheadle regulated by the CLC

Please be aware that the listed conveyancers do not limit their work for conveyancing in Cheadle but also conveyancing throughout England and Wales.
  • Maureen Patterson & Co, 196 Higher Hillgate, SK1 3QY
  • C S Conveyancing, 492/494 Hempshaw Lane, SK2 5TL
  • D R Dunkerley & Co , Property Lawyers, SK12 1RD
  • Countrywide Property Lawyers Limited, 3rd Floor Lee House, M1 5RR
  • Countrywide Property Lawyers Limited, 2nd Floor, Churchgate House, M1 6EU

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.