We are a couple about to exchange contracts for a property in Manchester. We have hit a problem. Our loan offer with Yorkshire Building Society runs out on 16/10/2025 but the owners are putting forward a completion date of 20/10/2025. Can one prolong the mortgage expiry date?
The best person to deal with your question is your conveyancer who will hopefully determine if he or she is better off negotiating with the bank, owner’s representatives, property agents or possibly all three taking into account what has happend in your conveyancing to date.
Why do I have to pay up front for conveyancing in Manchester?
If you are buying a property in Manchester your lawyer will ask you place them with monies to cover the the cost of the conveyancing searches. Generally this is called for to cover the fees of the conveyancing searches. When the down payment is payable against the sale price then this should be needed shortly ahead of contracts are exchanged. Any further balance that is needed will be payable shortly before completion.
Are there restrictive covenants that are commonly identified during conveyancing in Manchester?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Manchester. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
The estate agent has sent us the confirmation of our purchase of a new build apartment in Manchester. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Manchester
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
How can the Landlord & Tenant Act 1954 affect my commercial offices in Manchester and how can you help?
The 1954 Act gives a safeguard to business leaseholders, granting the dueness to apply to court for a continuation of occupancy when the lease reaches an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and help with commercial conveyancing in Manchester
I am considering using a web based conveyancing practitioner as opposed to a Manchester conveyancing practice. Any advice?
There are advantages of being able to pop in to a local Manchester conveyancing solicitor such as
- signing documents same day
- getting face-to-face explanations of things that need explaining
- the ability to complain if matters go pear-shaped
When comparing fees, look carefully for hidden extras. Most decent Manchester high street solicitors give an all-inclusive figure. Often online companies seem to offer cheap prices, yet have hidden 'extras' in the fine print.