After what seems like an age a mortgage agreement from Nationwide for the remortgage of my single room garden flat is expected within the next few days. Are you able to recommend a cheap conveyancing solicitor in Eccles?
You are on the wrong site if you are seeking the lowest fares for conveyancing solicitors in Eccles. We can offer you affordable conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing companies offering low cost conveyancing in Eccles. At best, in deciding on cheap conveyancing, you will earn what you pay for and at worst you will end up with a hefty uplift in extras and still not get the service you were hoping for.
My wife and I are purchasing a property in Eccles. I might seem paranoid but how we can trust a solicitor? At some point we will need to put our life savings into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I happen to be the only recipient of my late grandmother’s estate with all property in now in my sole name, including the my former home in Eccles. The Eccles property was put into my name in April. I plan to dispose of the property. I understand that there is a Mortgage Lenders six month 'rule', meaning my proprietorship may be regarded the same way as if I'd bought the house in April. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. Most banks would take a sensible view as this provision primarily exists to identify the purchase and immediately sell or the wholesaling and assigning of property.
My husband and I have arranged a further advance on our home loan from Kent Reliance as we intend to carry out improvements to our house in Eccles. Are we obliged to choose a high street Eccles solicitor on the Kent Reliance conveyancing panel to deal with the legals?
Kent Reliance would not normally appoint firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Kent Reliance panel.
How does conveyancing in Eccles differ for new build properties?
Most buyers of new build or newly converted property in Eccles contact us having been asked by the seller to exchange contracts and commit to the purchase even before the property is built. This is because new home sellers in Eccles usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Eccles or who has acted in the same development.
Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one round the corner in Eccles I like with a park and transport links in the vicinity, the downside is that it's only got 61 years on the lease. There is not much else in Eccles suitable, so just wondered if I would be making a grave error purchasing a short lease?
If you need a mortgage the remaining unexpired lease term will be problematic. Reduce the price by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.
Is it possible to switch firm as I have to select one who is on the Birmingham Midshires conveyancing list. I had appointed a local conveyancing solicitor in Eccles round the corner but he is not approved by Birmingham Midshires
It would be our pleasure to assist you select a conveyancing solicitor in Eccles on the Birmingham Midshires panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Eccles. In utilising the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Eccles.
I am looking for a conveyancing practitioner in Eccles for my house move. Is it possible to review a solicitor's record with the profession’s regulator?
You can read presented Solicitor Regulator Association (SRA) determinations arising from inquisitions commenced on or after Jan 2008. Go to Check a solicitor's record. To find details Pre 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training reasons.