It is is a decade since I bought my house in Bath. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate my title deeds. Is this a major issue?
You need not be too concerned. Firstly there is a possibility that the deeds will be with your mortgage company or they may still be with the solicitor who acted in your purchase. Secondly in most cases the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Nearly all conveyancing in Bath involves registered property but in the unlikely event that your home is unregistered it is more tricky but is resolvable.
What does a local search tell me concerning the house my wife and I purchasing in Bath?
Bath conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company for instance Searchflow The local search plays an important role in many a Bath conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your property. The search should supply information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
The estate agent has sent us the confirmation of our purchase of a new build flat in Bath. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Bath
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Forfeiture - bankruptcy or liquidation must not apply under this provision.
Due to the guidance of my in-laws I had a survey completed on a house in Bath before instructing solicitors. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some lenders tend refuse to issue a loan on this type of house.
It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bath. Conveyancing may be slightly more expensive based on your lender's requirements.
I am selling my home. My former solicitors closed down. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Bath if that makes things easier.
You should use our search tool to help you find a solicitor for your conveyancing in Bath. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
In sourcing the internet for the term on line conveyancing in Bath it shows results of numerous conveyancerslocally. With so much choice what is the best way to find the suitable conveyancing solicitor for me?
The preferential way of finding the right conveyancer is via personal recommendation, so ask friends and relatives who have purchased a property in Bath or a reputable estate agent or financial adviser. Costs for conveyancing in Bath vary, so it's advisable to secure a minimum of four fee estimates from varying types of solicitors. Make sure that you know what costs in the quote includes.