My friend's brother is a property lawyer. I expect that I will receive mate’s rates for conveyancing, but if not, what kind of costs should I be paying for conveyancing in Yate?
It’s sensible to request 3 or more like-for-like conveyancing estimates. Do use our comparison tool on this site. Whilst charges seem to be different but the service one can expect differ between conveyancers as is true with most professions.
I am in the process of mortgaging my house in Yate, does my lawyer need to be on the UBS Solicitor panel?
There is nothing to stop you using your solicitor, but UBS will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
I need some quick conveyancing in Yate as I have pressure to complete in less than one month. A home loan is not required. Is it possible to avoid the conveyancing searches to save money and time?
As you are not taking a home loan you are at free not to do searches although no law firm would recommend that you don't. Drawing on our experience of conveyancing in Yate the following are instances of what can appear and adversely affect future saleability: Refused Planning Applications, Overdue Fees, Outstanding Grants, Railway Schemes,...
I used Stirling Law several years past for my conveyancing in Yate. I now require my papers but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Yate of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying my first flat in Yate with a loan from Lloyds TSB Bank. The builders refused to move on the price so I negotiated £7000 of extras instead. The house builders rep advised me not reveal to my conveyancer about this extras as it could jeopardize my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the guidance of my in-laws I had a survey completed on a property in Yate before retaining solicitors. I have been advised that there is a flying freehold element to the property. My surveyor has said that some mortgage companies will refuse to grant a loan on such a property.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Yate. Conveyancing may be slightly more expensive based on your lender's requirements.