Find a Lender-Approved Local Conveyancer in Yate

Ready to buy a new home? Find a law firm approved by your lender.

You can try and find the cheapest conveyancing solicitors in Yate but be careful as you may get what you pay for.

Reasons to use our Yate conveyancing solicitors

  • 1 Property lawyer conveyancing lawyers have excellent personal connections with Yate estate agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 2 Yate conveyancing lawyers will be familiar with the local Land Registry Office, Local Authority and property agents
  • 3 Yate solicitors have a crucial advantage when it comes to Yate conveyancing as they have important local knowledge of local authority requirements, planning policies and other issues that can affect your conveyancing
  • 4 The Yate conveyancing practitioners that we work with are committed to providing value for money, efficient and accessible conveyancing service to purchasers, sellers and investors in Yate
  • 5 Excellent communication together with a wealth of experience are key benefits that you should seek when selecting conveyancing solicitors. Yate conveyancing can be made a lot more complicated because of poor communication between all the parties. The lawyers we work with ensure that the lines of communication are open and act on arising issues and developments instantly.

Examples of recent conveyancing in Yate since March 2022*

Recently asked questions about conveyancing in Yate

My husband and I swapping mortgage lender for our apartment in Yate with Coventry BS. We have a son 19 who lives at home. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have two questions (1) Is this form unique to the Coventry BS conveyancing panel as he did not need to sign this form when we remortgaged 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

First, rest assured that your Coventry BS conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Coventry BS. This is solely used to protect Coventry BS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Coventry BS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I have a decision in principle. The lender mentioned the loan came with free conveyancing. Does this mean I have to use their panel conveyancer as I would much rather instruct a specialised conveyancing solicitor in Yate?

Do check but the the likelihood is that give you one of their panel solicitors where you want the "fee-free" incentive. Contact the mortgage company and ask if they offer you a cash alternative. Some lenders have previously offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor near Yate.

I'm purchasing a new build house in Yate benefiting from help to buy. The developers refused to move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not to tell my conveyancer about this deal as it will put at risk my loan with The Mortgage Works. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the encouragement of my in-laws I had a survey completed on a property in Yate prior to appointing conveyancers. I have been told that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies may refuse to issue a loan on this type of house.

It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. Should you wish to telephone us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Yate. Conveyancing may be slightly more expensive based on your lender's requirements.

Should I use a Yate conveyancing lawyer in close proximity to the house I am hoping to buy? We have a good friend who can execute the conveyancing but her office is 400miles drive away.

The benefit of a high street Yate conveyancing firm is that you can visit the firm to sign documents, deliver your ID and apply pressure on them where appropriate. They will also have local insight which is a plus. However it's more important to get someone that will pull out all the stops for you. If you know people who instructed your friend and the majority were content that must trump using an unknown Yate conveyancing lawyer just because they are local.

Our lawyer in Yate has uncovered a a legal deficiency with the lease for the property we are purchasing in Yate. The other side have offered defective title insurance as a workaround. We are content with insurance and will pay for it. Our solicitor has advised that as he is on the lender conveyancing panel he must ensure that the lender is happy with this solution. Are we the client or is the mortgage company?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. A precondition to being on the mortgage company approved panel is to comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects will the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

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Sample of conveyancing solicitors in Yate regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Yate but also conveyancing throughout England and Wales.

  • Clutton Cox Limited, Parliament House, 4 High Street, Chipping Sodbury, Bristol, South Gloucestershire, BS37 6AH
  • Beaufort Montague Harris, Old Bank House, 79 Broad Street, Chipping Sodbury, Bristol, South Gloucestershire, BS37 6AD
  • Adams Burrows, 34 Broad Street, Staple Hill, Bristol, South Gloucestershire, BS16 5NS
  • Richard Herne & Co, 113 High Street, Staple Hill, Bristol, South Gloucestershire, BS16 5HF

Domestic Licensed Conveyancers in Yate regulated by the Council of Licensed Conveyancers

Please be aware that the listed conveyancers do not limit their work for conveyancing in Yate but also conveyancing across England and Wales.
  • Ocean Property Lawyers Ltd, Unit 7 The Willow Brook Centre, BS32 8BS

What to expect from a Licensed Conveyancer for conveyancing in Yate?

Licensed Conveyancers specialise in the legalities surrounding purchasing and selling property and cover conveyancing countrywide not just Yate. If instructing a Licensed Conveyancer regulated by the CLC, you are entitled to:
  • Have an honest and lawful service.
  • Be supplied with a high standard of legal services.
  • Enjoy the benefit of your conveyancing dealt with using care, skill and legal competence.
  • Enjoy the benefit of a high quality of service due to your conveyancer’s arrangements, resources, procedures, skills and commitment.
  • Be supplied with a service which is accessible and responsive to your specific requirements.
  • You should not consider yourself discriminated against, victimised or harassed.
  • To receive the standard you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Ensure your individual needs taken into account should you make a complaint.
  • Have a speedy, impartial and comprehensive service when if a complaint is made about your conveyancing in Yate.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.