My lawyer in Radstock is not on the Alliance & Leicester Solicitor Panel. Can I still retain my prefered solicitor notwithstanding that they are not on the Alliance & Leicester list of approved lawyers?
The limited options open to you here include:
- Complete the purchase with your existing Radstock lawyers but Alliance & Leicester will need to retain a solicitor on their panel. This will result in additional overall legal charges as well as cause delays.
- Get a new practitioner to to deal with the conveyancing, not forgetting to check they are Persuade your conveyancer to use their best endeavours to join the Alliance & Leicester conveyancing panel
Various internet forums that I have frequented warn that are the main cause of stalling in Radstock conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in Radstock.
I have a terraced Georgian house in Radstock. Conveyancing lawyer represented me and The Royal Bank of Scotland. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Radstock and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing solicitor who conducted the conveyancing.
Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Radstock is the location of the property. What do you suggest?
Flying freeholds in Radstock are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Radstock you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Radstock may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My husband and I are 14 days into a leasehold purchase having been referred to conveyancers by the local agent to execute conveyancing in Radstock. We are not happy. Can you help me find new solicitors?
They would need to be very poor to suggest changing them. Has your mortgage been sent? If so you need to inform them of the new solicitor and get the offer are issued to the new lawyers. Your solicitor ideally needs to be on the lenders panel to avoid escalating expenses and complications. That should be your starting point. The find a solicitor tool can help you find a lender approved conveyancer for your conveyancing in Radstock
What are my options where I am unhappy with the lawyer who carried out my conveyancing in Radstock?
We live in an imperfect world, and unfortunately sometimes matters do not go as planned. However there is recourse where you were not happy with your conveyancing in Radstock. This varies from trying to resolve matters directly with them, through to reporting a property lawyer to their governing body. If you remain dissatisfied you may consider getting in touch with the Legal Ombudsman.