My Chipping Sodbury conveyancer has identified a difference between the information in the valuation survey and what is in the legal papers for the property. My lawyer informs me that he must check that the bank is OK with this discrepancy and is content to go ahead. Is my conveyancer’s stance right?
Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Are the Chipping Sodbury conveyancing solicitors identified as being on the Coventry BS conveyancing panel, together with their details provided by Coventry BS?
Chipping Sodbury conveyancing firms themselves provide us confirmation that they are on the Coventry BS conveyancing panel as opposed to being supplied with a list from Coventry BS directly.
When it comes to lenders such as Nottingham, do Chipping Sodbury property lawyers have to pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
I have decided to exercise my right to buy my property in Chipping Sodbury off the council. I have a mortgage offer with Clydesdale. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.
After shopping around on the internet I have found a Chipping Sodbury conveyancer having checked that they are on the Aldermore conveyancing panel. Does my lawyer arrange the survey of the property?
Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Chipping Sodbury surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
We are purchasing a property and the conveyancer has referenced Chancel Repair for which the property could be liable because it falls into the area of such a church. He has suggested insurance. Is this really required for conveyancing in Chipping Sodbury
Unless a prior purchase of the house took place after 12 October 2013 you may assume that lawyers carrying out conveyancing in Chipping Sodbury to remain encouraging a chancel search and or chancel repair liability policy.
I have todaybecome aware that Wolstenholmes have been shut down. They conducted my conveyancing in Chipping Sodbury for a purchase of a freehold house 9 months ago. How can I establish that my home is not still registered in the name of the previous owner?
The easiest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chipping Sodbury conveyancing specialists.
My wife and I have recently appointed a conveyancing solicitor in Chipping Sodbury. I I would like to check if they are on the bank's conveyancing panel. Can you help?
It’s a good idea call your lawyer and ask them if they are on the bank's approved list. Alternatively please get in touch with us and we can make some checks for you. Should the firm not be on the bank panel we can certainly arrange a quality conveyancing solicitor in Chipping Sodbury on the approved list for your lender.