Some advice if I may. My Freshford solicitor is advising me that she is duty bound toapply for Freshford conveyancing searches becausethe firm are on the HSBCsolicitor panel. Is this really necessary?
You have limited options available to you. As you are obtaining a mortgage with a bank your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Freshford conveyancing searches.
How up to date is your search tool for Freshford conveyancing solicitors on the Kent Reliance conveyancing panel? Do Kent Reliance send you an updated list?
Freshford conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
After reading online forums for a cheap lawyer in Freshford, many post that I must look for a CQS assured solicitor. Can you explain what CQS is?
The Conveyancing Quality Scheme (CQS) provides a recognised quality standard for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * adherence to best practice conveyancing procedures through the scheme protocol the standard includes many firms who handle conveyancing in Freshford.
Due to the encouragement of my in-laws I had a survey completed on a property in Freshford before retaining conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some lenders tend not grant a mortgage on such a home.
It depends who your proposed lender is. Bank of Scotland has different instructions from Halifax. If you contact us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Freshford. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Freshford to see if the conveyancing costs will increase in light of this.
I need to instruct a conveyancing solicitor in Freshford for my home move. Is it possible to review a firm’s record with the legal regulator?
One may review published Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The regulator sometimes monitor call for training requirements.
I own a leasehold flat in Freshford. Conveyancing and Aldermore mortgage are in place. I have received a letter from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1997. The conveyancing practitioner in Freshford who acted for me is not around. Any advice?
The first thing you should do is contact HMLR to be sure that this person is in fact the new freeholder. There is no need to instruct a Freshford conveyancing practitioner to do this as you can do this on the Land Registry website for £3. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Leasehold Conveyancing in Freshford - Examples of Queries Prior to Purchasing
-
Best to be warned if fixing the lift or some other significant cost is anticipated to be shared by the leasehold owners and could well dramatically increase the the service costs or require a one time payment. The best form of lease structure is a share of the freehold. In this arrangement the tenants enjoy being in charge if their destiny and even though a managing agent is often retained where the building is larger than a house conversion, the managing agent acts for the leaseholders themselves. Does the lease have in excess of 90 years left?