At long last a mortgage agreement from NatWest for the remortgage of my 3 room garden flat is coming by the end of next week. Can you propose a cheap conveyancing solicitor in Midsomer Norton?
You have arrived at the wrong place to search for a cheap conveyancing in Midsomer Norton. Our aim is to provide value for money conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing organisations offering the bait of £99 conveyancing in Midsomer Norton. The optimum result, in going for cheap conveyancing, you will get your money’s worth and at worst it will result in you being stung for additional fees and still not get the service you were looking for.
I have just over seventy years left on my lease and require a lease extension for my apartment in Midsomer Norton. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 30/7/2025 the requirements read as follows :
Forgive me if this question is silly but I am new to the process as FTB of a ground floor flat in Midsomer Norton. Do I receive the keys to the house on the completion date from my lawyer? If this is the case, I will use a High Street conveyancing solicitor in Midsomer Norton?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s lawyers, and once they have received this, you will be called to receive the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
Completion of my purchase has taken place for my property in Midsomer Norton. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Midsomer Norton bank branch on a couple of occasions and was informed it wasn't a problem and they would lend. My Midsomer Norton conveyancing solicitor - who is on the bank conveyancing panel- called to say that they refuse to lend based on their published requirements. I have no idea who is right.
As long as the property lawyer is on the bank panel, they must comply with the Council of Mortgage Lenders’ Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Should our conveyancer be raising questions about flooding during the conveyancing in Midsomer Norton.
Flooding is a growing risk for lawyers dealing with homes in Midsomer Norton. There are those who buy a house in Midsomer Norton, completely aware that at some time, it may be flooded. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Lawyers are not qualified to impart advice on flood risk, however there are a numerous checks that can be carried out by the purchaser or by their lawyers which will give them a better understanding of the risks in Midsomer Norton. The standard completed inquiry forms given to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard question of the vendor to find out whether the property has historically flooded. In the event that the premises has been flooded in past and is not disclosed by the seller, then a buyer may issue a claim for damages resulting from an misleading response. The buyer’s conveyancers may also conduct an environmental report. This will reveal whether there is a recorded flood risk. If so, additional investigations should be conducted.
Just bought a detached house in Midsomer Norton , What is the estimated time for the Land Registry to deal with the formalities evidencing my title? My Midsomer Norton conveyancing solicitor has been painfully slow, so I want to check that my name is registered.
There is nothing unique about conveyancing in Midsomer Norton registration formalities. As opposed to being determined by geographic area, timescales can vary depending on who lodges the application, whether there are errors and whether the Land registry must send notices to any interested persons or bodies. At present roughly three quarters of submission are completed within 12 days but occasionally there can be longer hold-ups. Historically registration is effected once the purchaser is living at the property therefore 'speed' is not typically an essential issue yet if it is urgent that the the registration takes place urgently then you or your solicitor can contact the land registry and explain the circumstances.
What does commercial conveyancing in Midsomer Norton cover?
Midsomer Norton conveyancing for business premises incorporates a wide array of advice, offered by qualified solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.