Just contacted my conveyancing lawyer in Badminton who acted for me 18 months ago asking for a conveyancing costs illustration based on the same type of home move (a leasehold property and a freehold property) of almost identical values with a mortgage from Coventry Building Society. I am now being charged twice the amount. Should I look for an alternative conveyancer?
The quote is slightly on the high side. If you shop around you might get the conveyancing a bit cheaper by as much as a hundred pounds. That being said, providing that you were content with the assistance the firm gave you maycome to regret opting for an an unknown lawyer. Don't forget to ensure that the conveyancer can represent Coventry Building Society. You can employ our search tool to select a Badminton conveyancing firm on the Coventry Building Society approved list of lawyers, which can often include conveyancing solicitors in Badminton.
I am approaching an exchange on a house in Badminton and my parents have sent the 10% deposit to my lawyer. I am now advised that as the deposit has not arrived from me my property lawyer needs to disclose this to my bank. Apparently, in also acting for the bank he must advise them that the balance of the purchase price is not just from me. I advised the lender concerning my parents' contribution when I applied for the home loan, so is it really appropriate for this now to hold matters up?
Your solicitor is duty bound to check with mortgage company to make sure that they know that the balance of the purchase price is not from your own funds. Your solicitor can only report this to your lender if you agree, failing which, your lawyer must cease to continue acting.
My brother-in-law has suggested I instruct a conveyancing solicitor in Badminton. I I am struggling to find out whether they are on the Alliance & Leicester conveyancing panel. Could you advise?
You should call your lawyer and ask them if they can act for the bank. Alternatively you should get in touch with Alliance & Leicester who may be able to assist.
I had a mortgage agreed in principle with Aldermore. Badminton conveyancing lawyers were instructed. What is the average time that one could expect to receive a mortgage offer from Aldermore?
There is no definitive answer here. Have Aldermore done the survey? Have you advised Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
My fiancee and I are in the throws of looking at flats in Badminton and I am now considering a potential offer. Is it premature to have a solicitor in place? I am planning to take a mortgage with Clydesdale.
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. As you are obtaining a mortgage with Clydesdale, ask your prospective lawyers if they are on the Clydesdale conveyancing panel otherwise they can't do the mortgage legal work.
I am currently in the process of buying my council flat in Badminton. I have a mortgage agreed with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
I purchased a renovated Victorian house in Badminton. Conveyancing practitioner acted for me and The Mortgage Works. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the exact same property. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Badminton and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing lawyer who conducted the purchase.
Been searching for a conveyancing practitioner for freehold sale conveyancing in Badminton. I'm selling, uncomplicated no mortgage to discharge, no rush, currently vacant. Got an estimate from a conveyancing practitioner for nine hundred pounds plus VAT which is a tad high considering its so straightforward. Can I pay less for conveyancing in Badminton?
As it’s a sale only, £450 + VAT would be about the cheapest for a Badminton solicitor firm.