I am hoping to receive a mortgage offer from Santander. I hope to retain the legal services of a Licensed Conveyancer in Higham Wood. Does the Santander Conveyancing panel include Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I am due to complete on the purchase of a property in Higham Wood but as a consequence of damage from the recent storms I have managed to agree compensation from the owner in the sum of £2k taking the form of a adjustment in the price. I had intended this to be addressed as part of a side agreement but HSBC will not agree to this. Why were they informed?
The lawyer being on a HSBC approved list is duty bound to disclose to HSBC of any amendments to the sale price. If you prohibit your property lawyer to notify the reduction to HSBC then they would have to discontinue acting for you. In addition, HSBC and you would have to appoint a new lawyer for your conveyancing in Higham Wood.
Due to the guidance of my in-laws I had a survey completed on a house in Higham Wood ahead of instructing lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor advised that some lenders may not give a mortgage on a flying freehold home.
It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Higham Wood. Conveyancing may be slightly more expensive based on your lender's requirements.
Hoping to buy a property located in Higham Wood and I am already nervous. I couldn't find anything specific about Higham Wood. Conveyancing will be needed in due course but do you know about the Higham Wood area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Higham Wood. In the meantime here are some basic statistics that we found
We're first time buyers - had an offer accepted, but the agent told us that the owners will only proceed if we appoint the agent's chosen solicitors as they want an ‘expedited deal’. Our preferred option is to instruct a local conveyancer accustomed to conveyancing in Higham Wood
We suspect that the seller is not behind this request. Should the owner desire ‘a quick sale', turning down a motivated buyer is likely to cause more damage than good. Bypass the agents and go straight to the owners and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you wish to move quickly (e)but you will continue to instruct your own,trusted Higham Wood conveyancing firm - as opposed tothe ones that will earn their negotiator at the agency a introducer fee or achieve conveyancing figures pre-set by HQ.
What type of premises does your Higham Wood conveyancing quotes apply to?
Our conveyancing quotes are only relevant to standard residential property in England & Wales. Should you have any different needs for instance industrial or agricultural property or commercial conveyancing in Higham Wood you should contact us to address your requirements .