Me and my partner are purchasing our first house. The conveyancing practitioner has calledto ask if we wish to order supplemental conveyancing searches. We are really unsure what's relevant for conveyancing in Dartford
The extent of Dartford conveyancing searches should be dictated entirely on the premises, the location, the likelihood of any of these risks, your familiarity of the area and risks, your overall appetite to risk. What is important is that you properly understand what information each search could give you. You may then decide if you personally think you need that information. Where you are in doubt, ask your solicitor to advise.
Is there a reason why leasehold purchase conveyancing in Dartford costs more?
Dartford leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.
We are expecting a mortgage offer soon. The lender mentioned the mortgage came with free conveyancing. Does this mean I have to use their panel conveyancer as I would prefer to use a specialised conveyancing solicitor in Dartford?
Do check but the chances are that allocate you one of their panel lawyers should you want the "fee-free" deal. Speak to the bank to ask if they make available a monetary alternative. Some lenders have previously offered a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor near Dartford.
Last month we had a mortgage agreed in principle with Bank of Ireland. Dartford conveyancing practitioners have been appointed. How long does it take for Bank of Ireland to forward the offer to the solicitor?
Some lenders take longer than others. Have Bank of Ireland conducted the survey? Have you informed Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have decided to exercise my right to buy my property in Dartford off the council. I have a mortgage agreed with Co-operative. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
I am due to exchange contracts on my apartment. I had a double glazing fitted in November 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Kent Reliance are being problematic. The Dartford solicitor who is on the Kent Reliance conveyancing panel is recommending indemnity insurance as a solution but Kent Reliance are requiring a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
In what way can the Landlord & Tenant Act 1954 affect my commercial offices in Dartford and how can you help?
The particular law that you refer to provides security of tenure to commercial lessees, giving them the right to make a request to court for a continuation of occupancy when the lease comes to an end. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Dartford is one of our numerous locations in which the firms we work with are located
My aim is to purchase a ground floor maisonette in Dartford. Conveyancing solicitor is awaiting, from the seller, building insurance documents. Earlier today I was informed that the owner needs to forward the insurance paperwork for the flat above also. Why would my conveyancing practitioner want to check the insurance for the flat above? Is it strictly necessary? We have been waiting for the previous fortnight…
It is not unheard of in leasehold conveyancing in Dartford to discover Conveyancing in Dartford in a minority of cases reveals that the lease requires the tenant's to insure their individual flats rather than the freeholder insuring the entire block - which is definitely preferable. You should check with your lawyer but it would appear that your property lawyer is seeking to verify that the whole building is insured. Insuring a ground floor residence is no help when it comes to rebuilding after a fire if the other flat cannot be rebuilt as a result of lack of insurance cover.