Would the conveyancing solicitors identified through your search tool carry out auction conveyancing in Dartford?
We know of a few auction lawyers we can put you in touch with those who can conduct auction conveyancing. Dartford is just one of our areas of in which our lawyers have a presence.
It is is a decade since I acquired my property in Dartford. Conveyancing solicitors have recently been appointed on the sale but I am unable to track down the title documents. Will this jeopardise the sale?
Don’t worry too much. Firstly there is a chance that the deeds will be with your mortgage company or they could still be with the lawyers who handled your purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. The vast majority of conveyancing in Dartford involves registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
Forgive me if this question is silly but I am wet behind the ears as a first time buyer of a ground floor flat in Dartford. Do I pick up the keys to the house on the completion date from my conveyancer? If so, I will appoint a local conveyancing solicitor in Dartford?
On the day of completion you will not be required to go to the conveyancers office in Dartford. Conveyancing lawyers for you will transfer the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you will be invited to receive the keys from the Estate Agents and move into your new home. Usually this happens early afternoon.
TSB have agreed my mortgage in principle, my bid on a apartment in Dartford has been agreed to, now what?
Your estate agent will wish to know who your solicitors are (ensure that the conveyancers are on the bank’s approved list). Contact TSB or the financial adviser and finish off any relevant paperwork. TSB will instruct a valuer who will get in contact with the selling agent or vendor to arrange a slot for the valuation to happen. Once conducted (assuming no problems) it takes approximately a week for the mortgage offer to be issued. TSB will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Dartford.
My offer on a property in Dartford has been agreed to, the vendors do nevertheless have a connected purchase. The owners have offered on a property, but it’s not been accepted yet, and have viewings of other flats in the pipeline. I have selected a high street conveyancing solicitor in Dartford. What do I do now? When do I get the mortgage application with Lloyds going?
It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then survey, Dartford conveyancing search charges, etc). The first course of action is to check that your property lawyer is on the Lloyds conveyancing panel. Regarding the subsequent stages this very much dictated by the circumstances of your case, motivation for the property and on the state of the market. In a hot market many purchasers will apply for a home loan with Lloyds and pay for the valuation and only if it comes back ok would they pay their conveyancer to press on with searches.
Various internet forums that I have come across warn that are the primary cause of obstruction in Dartford conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays during the legal transfer of property. Searches are not likely to be the root cause of delay in conveyancing in Dartford.
Is it possible to change conveyancer as I need to instruct a firm on the Virgin Money conveyancing list. I hired a high street conveyancing solicitor in Dartford five minutes from me but he is not accepted by Virgin Money
We will our best to assist in finding you a conveyancing solicitor in Dartford on the Virgin Money panel. Please note that the conveyancers that we list do not pay us a referral fee if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Dartford. In utilising the find a conveyancing solicitor tool on this site, you can compare costs for conveyancing solicitors in Dartford and beyond.
I own a leasehold flat in Dartford. Conveyancing was completed in last year. I have read on various consumer forums that I mustn’t let the the remaining lease term to get too short. Why is that a problem?
Dartford residential long term leases are for a set period - usually just under one hundred years when they are first granted. However a significant flats in Dartford were built or converted in the 60’s and so such leases now have under 80 years unexpired. That may seem like a long time however Banks, Building Societies and other mortgage institutions tend to require leases to have at least 75 years unexpired to adequate security. This means that when you come to sell the property you will need to extend the term of your lease if you are approaching seventy five years. To increase your property value you should be considering whether to extend your lease well in advance of selling the property. There are also strong financial reasons to doing so before the lease reaches even 80 years as when the lease falls below 80 years the amount you have to pay to extend starts to increase.