My partner’s uncle is a conveyancing practitioner. I suspect that I will receive friends and family pricing for conveyancing, but if not, what level of costs would I typically be looking at for conveyancing in Tonbridge?
It’s prudent to get two or three conveyancing quotes. Do use our search tool on this page. The prices may be different but service levels do are distinct between solicitors as is true with most professions.
My partner and I are getting closer to an exchange on a flat in Tonbridge and my mum and dad have sent the 10% deposit to my conveyancer. I am now informed that as the deposit has not arrived from me my property lawyer needs to disclose this to my lender. I am advised that, in also acting for the mortgage company he must inform them that the balance of the purchase price is coming from anyone other than me. I advised the mortgage company regarding my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?
The conveyancing practitioner is duty bound to check with lender to make sure that they are aware that the balance of the purchase price is not from your own resources. Your solicitor can only reveal this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.
It is 10 years ago since I purchased my home in Tonbridge. Conveyancing lawyers have now been instructed on the sale but I can't track down the deeds. Is this a major issue?
You need not be too concerned. Firstly there is a possibility that the deeds will be retained by the lender or they could be in the possession of the conveyancers who oversaw your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Almost all conveyancing in Tonbridge relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
Will my solicitor be raising enquiries regarding flooding during the conveyancing in Tonbridge.
The risk of flooding is if increasing concern for lawyers dealing with homes in Tonbridge. Plenty of people will purchase a house in Tonbridge, fully expectant that at some time, it may be flooded. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Lawyers are not best placed to impart advice on flood risk, but there are a number of searches that may be initiated by the purchaser or by their solicitors which can figure out the risks in Tonbridge. The standard property information forms sent to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the seller to discover if the property has suffered from flooding. In the event that flooding has previously occurred which is not revealed by the owner, then a purchaser may commence a legal claim for losses resulting from an misleading reply. A buyer’s lawyers should also carry out an environmental report. This will indicate whether there is a recorded flood risk. If so, more detailed inquiries should be made.
My business partner and I are wishing to lease a unit on a shopping parade. Can you recommend solicitors offering competitive fees for non-domestic conveyancing in Tonbridge for under 1500k?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Tonbridge, including the sale and acquisition of businesses as well as simply property. If you are intending to buy or sell a shop, pub, restaurant, office, retail premises or a complete business we can put you in touch with the right lawyer. As for the charges these will vary based on the structure and nuances of the deal. Let us have your details or call so as to enable us to supply you with a detailed commercial conveyancing quote.
My step-father has encouraged me to appoint his conveyancing solicitors in Tonbridge. Should I use them?
Much as we are happy to recommend a Tonbridge conveyancing lawyer it’s preferable to select a conveyancing lawyer is to have feedback from friends or relatives who have previously instructed the firm you're are thinking of instructing.