I am purchasing a property for cash in Tonbridge. I have resided for the last 15 years in Tonbridge. Conveyancing searches are expensive. Given that I know the area and road intimately must I have all the conveyancing searches?
Provided that you do not need a mortgage, then almost all of the Tonbridge conveyancing searches are at your discretion. Your lawyer will 'advise', no-doubt strongly, that you should have searches completed, but he is duty bound to take that path of advice. Do take into account; if you are going to dispose of the house one day, it will be of importance to your prospective purchaser what the searches reveal. There are plenty of instances where properties with day to day issues can still throw up negative search results. A good conveyancing solicitor in Tonbridge will be able to give you some sensible advice concerning this.
This question may be naive but I am new to the process as FTB of a two bedroom flat in Tonbridge. Do I collect the keys to the premises on the completion date from my lawyer? If this is the case, I will use a local conveyancing solicitor in Tonbridge?
On the day of completion you will not be required to go to the conveyancers office in Tonbridge. Your solicitors will transfer the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you will be invited to collect the keys from the selling Agents and move into your new home. Usually this happens between 1 and 3pm.
Can you point me to a directory of HSBC panel conveyancers in Tonbridge on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lending institutions make their panel listings available on the web. If you are looking for a Tonbridge conveyancing practitioner on the HSBC please make the most of our facility.
I have today made my last payment due on my mortgage with Santander. I assume I don't need a Tonbridge conveyancer on the Santander panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
I need some expedited conveyancing in Tonbridge as I am under an ultimatum to exchange contracts inside 4 weeks. A home loan is not required. Can I avoid the conveyancing searches to save fees and time?
If.Given you are not getting a home loan you are at liberty not to have searches conducted although no lawyer would advise that you don't. Drawing on years of experience of conveyancing in Tonbridge the following are instances of what can be revealed and adversely affect future saleability: Enforcement Notices, Overdue Fees, Outstanding Grants, Road Schemes,...
Are there restrictive covenants that are commonly picked up during conveyancing in Tonbridge?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Tonbridge. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am a sole trader looking to take over a lease of an office on the high street. Can you recommend solicitors offering no-move-no costs for non-domestic conveyancing in Tonbridge for under £2000?
We can recommend firms who have well rounded knowledge of commercial conveyancing in Tonbridge, including the disposal and acquisition of businesses as well as simply premises. If you are intending to purchase or dispose of a shop, pub, restaurant, office, retail unit or a whole business we will find you the right solicitor. Regarding the charges these will vary based on the structure and nuances of the proposed transaction. Please provide us with your contact information or telephone so as to enable us to provide you with comprehensive commercial conveyancing quote.
I’m about to sell my basement apartment in Tonbridge. Conveyancing has not commenced, but I have just received a quarterly service charge demand – Do I pay up?
The sensible thing to do is clear the service charge as you normally would given that all ground rent and service invoices will be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
Tonbridge Conveyancing for Leasehold Flats - Examples of Queries Prior to buying
How much is the annual maintenance fee and ground rent? Is anyone aware of any major works in the planning that could increase the service costs? Be sure to discover if the the lease contains any unreasonable restrictions in the lease. For instance it is reasonably common in Tonbridge leases that pets are not permitted in certain buildings in Tonbridge. If you like the propertyin Tonbridge yet your cat is not allowed to live with you then you will be faced difficult compromise.