At what point can the exchange of contracts take place for domestic conveyancing in Tonbridge and do I need to be at the lawyers branch?
Where you are local to one of the conveyancing solicitors in Tonbridge you are welcome to come in to sign the paperwork. That being said, the firms we recommend supply countrywide coverage for conveyancing and provide just as detailed and professional a job for you when communicating with you electronically. The executing of the purchase agreement is not the important part. Signing on the dotted line simply enables the conveyancer to address the formalities at the appropriate time, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Tonbridge)to be in the office at the appropriate time.
Forgive me if this question is silly but I am unseasoned as a 1st time buyer of a garden flat in Tonbridge. Do I receive the keys to the house on the completion date from my solicitor? If so, I will instruct a local conveyancing solicitor in Tonbridge?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the purchase money to the seller's solicitors, and once they have received this, you will be able to receive the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.
Two weeks ago we had a mortgage agreed in principle with Virgin Money. Tonbridge conveyancing solicitors have been instructed. How long does it take for Virgin Money to send the offer to the conveyancer?
There is no definitive answer here. Have Virgin Money completed the valuation? Have you informed Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We have agreed to purchase a house in Tonbridge. One unusual aspect is that the roof has a solar panel. TSB have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with TSB your lawyer must comply with the conveyancing requirements contained in Section two of UK Finance Lenders’ Handbook for TSB. The CML Handbook includes minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to TSB where a lease fails to meet these specifications. The specifications relate to the installation of panels on properties in England and Wales and is not isolated to Tonbridge.
Will commercial conveyancing searches disclose proposed roadworks that may affect a commercial land in Tonbridge?
Its becoming the norm that commercial conveyancing solicitors in Tonbridge will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Tonbridge. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Tonbridge.
For each commercial conveyancing transaction in Tonbridge it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may cause delays to Tonbridge commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not conducted for residential conveyancing in Tonbridge.
Are there restrictive covenants that are commonly picked up during conveyancing in Tonbridge?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Tonbridge. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I have been advised by numerous property agents in Tonbridge to choose a property lawyer on your site. Is there a financial inducement for Estate Agents to recommend your lawyers ahead of another?
We don’t make any referral fee for directing people our way. We thought it would be too underhand a fee as home movers will think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
Can you shed any light on the variety of conveyancing offered by Tonbridge conveyancing organisations?
The majority of Tonbridge conveyancing companies can conduct a broad range of services to residential and rural land proprietors, sellers, investors, landlords and tenants which may include:
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Domestic sale conveyancing in Tonbridge and beyond
Residential purchase conveyancing in Tonbridge and beyond
Helping leaseholder clients buy the freehold interests (enfranchisement) or extend their leases and landlord clients to help with enfranchisement claims Tonbridge conveyancing for property forfeited by a lending institution Create or change arrangements with neighbouring properties Planning and boundary enquiries